Exceptional value with no minimum balance and without high overdraft or "bounce protection" fees. An initial $15 deposit opens your account.
- Unlimited check writing with no per-check charges
- No minimum balance to avoid fees
- No monthly fees
- Two low cost overdraft options
- Balances of $100 or more earn dividends
- Unlimited free SESLOC ATM transactions
- Unlimited free point of sale transactions*
- Unlimited free withdrawals when you use your PIN and "cash back" option at merchants who offer this option, such as grocery stores.
- 4 free non-SESLOC ATM transactions each month.*
- Nationwide no-surcharge access at CO-OP ATMs - now at all 7-Eleven stores.
- Free online account access, e-statements, and bill payment.
- Low cost checks
- Free ATM card
- Free Visa check card with fraud monitoring
*Note: Some merchants and ATM owners may impose fees or surcharges. Read posted notices carefully to avoid these charges.
Members under age 18 need a parent as a signer on the account. (Parent's name need not appear on checks.)
Home Equity Line of Credit Checking
A checking account linked to your Home Equity Line of Credit (HELOC) provides convenient access to your available credit.
- Provides a simple, convenient way to tap into funds.
- Simplifies tracking funds advanced.
- Checks are free.
Custom checks available, featuring 4 images from throughout San Luis Obispo. Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. Government: National Credit Union Administration, a U.S. government agency.
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