Overdraft Protection

Protect your credit rating and gain peace of mind.
Choose from two Overdraft Protection plans (application required).

Overdraft Line of Credit

An open-ended line of credit which may be linked to your SESLOC checking account.

Funds are transferred automatically to cover checks, if needed; you avoid fees for bounced checks.

No transfer fees; no interest costs unless it's used.

Interest accrues from the day funds are transferred.

Amount due appears on your next regular statement or online when you log on to SESLOC eBranch.

Overdraft from Share Savings

Funds in your share savings account are transferred if there's a shortfall in your checking account
$1 fee for each transfer
Funds are transferred in the exact amount needed

Transfers from savings are subject to Regulation D

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