Student-Friendly Checking

• Free Checking, plus dividends on balances of $100-plus.
• Low cost overdraft protection: just $1 per transfer from your savings account; free transfers when you sign up for our low-rate overdraft line of credit (interest begins to accrue immediately).
                     Compare to $25 and $30+ fees at other institutions.
  
• Free ATM Card or Visa Check Card featuring local Bishop Peak image.
  

• Low Rates* - You aren't penalized for "no credit history."
  
• No Penalty Rates - A late payment won't cause your rate to skyrocket.
• No Automatic Credit Limit Increases -we won't tempt you into debilitating debt.
• Earned Rate Lending - Your rate is yours to keep or improve. If you don't get our best rate, we'll show you how to improve your credit.
                      It's the Responsible Card!
  * based on approved credit
  

• Cal Poly on-campus branch and 24-hour ATM, located in the University Union, across from El Corral Bookstore.
• Cal Poly ATM dispenses in $5 increments, so it's easier to manage your budget.
• Cuesta College ATM, located in the Student Center near the cafeteria on the SLO campus (non-depository).

Financial Aid

A Note to First Time Borrowers - At SESLOC, you begin with a "clean credit slate." Your credit history is yours to polish or tarnish -- it's your choice.  SESLOC can help you learn about your credit score and how to earn and keep a high score. Your credit score is your real permanent record.  Protect it.   top

Other Resources

• Ask about our free Student DVD Money to the Max.
• Request our "Let's Talk About Your Good Credit" brochure for tips on managing credit reports.
  
• Learn more about our Cal Poly branch location
• Learn about Students & Credit Card Offers
  

Whether you're a student at Cal Poly University, Cuesta College or another educational institution outside of San Luis Obispo County, it pays to explore the benefits of joining a credit union.