SESLOC eBranch

Rate Highlights

VEHICLE LOANS
from 3.95%APR

Home Equity LOC
as low as 4.25% 
No min. advance

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Glossary: Savings Terms
APR
Annual Percentage Rate.
APY
The Annual Percentage Yield standardizes varying interest rate agreements into an annualized percentage number.
Compound
Interest is deposited back into the account so that interest is earned on the principal and previously earned interest.
Escheat
Reversion of unclaimed property to state. This may include funds in an account where no activity has occurred for 3 years (dividends do not count as activity).
NCUA Insurance
Deposits at SESLOC are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration, a U.S. government agency.
Share Draft
A check (draft) written on your credit union share draft checking account.
Term Certificate
In exchange for keeping the money on deposit for a specific period of time, a saver earns a higher interest rate than in an account where funds may be withdrawn on demand. Longer terms provide higher rates.