We realize the current economic situation has impacted many of our members. 

If your financial situation has changed and you are finding it difficult to maintain timely payments on your loan or credit card balance, please contact us.

Before you risk damage to your credit score or the possible loss of your vehicle or available credit, let us help you explore the numerous solutions available. One of them may be right for you. 

You may be eligible for:

• Refinance Options
• Loan Modification
• Payment Deferment
  

To determine how we can best assist you, we will review your financial situation. In order to do this, we will need the following:

• A signed letter explaining your current situation and hardship.
  
• Your last 2 pay stubs or State unemployment verification.
  
• Tax returns for the last two years.

By reviewing this information, we can determine which alternatives best suit you.  Please continue making your loan payments while we review your account.

Please contact our Main Branch at one of the phone numbers below or visit our Main Branch (map) and ask to speak to any of the following people: 

• Consumer Loan Vice President
• Consumer Loan Supervisor
• Special Member Services Department

(805) 543-1816      (805) 227-1030      (805) 464-5030

For assistance with your SESLOC Real Estate Loan, click here.