Signature and share-secured loans offer borrowing flexibility.
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Signature Loans
- A closed-end, unsecured loan
- Fixed interest rate
- Rate based on earned rate lending score
- Periodic payment, payroll deduction, and online transfers make it simple to make payments.
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Photo by Ryan Irelan
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Share Certificate Secured Loan
- Loan is secured by funds in a share certificate
- Borrow up to 90% of share certificate value
- Rate is 3% over the certificate rate, or 4%, whichever is greater.
- Terms up to 144 months
- Rate adjusts when certificate reinvests.
- Loan may be secured by more than one certificate
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Share Savings Secured Loan
This low cost loan is a good way to establish credit.
- Loan is secured by funds in the share savings account.
- Borrow the value of the savings account, less the $50 minimum balance.
- Rate is 3% over the share savings rate, or 4%, whichever is greater.
- Terms up to 144 months
- Rate adjusts when share savings rate adjusts.
- Savings continue to earn dividends.
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Low cost loans are a
key benefit of Credit Union membership.
Ask about our Youth Agricultural Loans, currently with a
[consumer_ag_apr] APR
