SESLOC eBranch
Share Secured & Signature Loans
Signature and share-secured loans offer borrowing flexibility.

Signature Loans
  • A closed-end, unsecured loan
  • Fixed interest rate
  • Rate based on earned rate lending score
  • Periodic payment, payroll deduction, and online transfers make it simple to make payments.

Photo by Ryan Irelan
Share Certificate Secured Loan
  • Loan is secured by funds in a share certificate
  • Borrow up to 90% of share certificate value
  • Rate is 3% over the certificate rate
  • Terms up to 144 months
  • Rate adjusts when certificate reinvests.
  • Loan may be secured by more than one certificate
  Share Savings Secured Loan
This low cost loan is a good way to establish credit.
  • Loan is secured by funds in the share savings account.
  • Borrow the value of the savings account, less the $50 minimum balance.
  • Rate is 3% over the share savings rate
  • Terms up to 144 months
  • Rate adjusts when share savings rate adjusts.
  • Savings continue to earn dividends.

Low cost loans are a key benefit of Credit Union membership.
Ask about our Youth Agricultural Loans, currently with a 5.00% APR