Lot & Construction Loans

Purchase property to build your future home.

	Lot Loan An adjustable rate loan Index: 11th District Cost of Funds 1% annual rate cap; 5% lifetime rate cap. 12-year term, amortized over 30 years to keep payments affordable. rates
	Construction Loan Fixed rate loan for construction of principal residence Terms up to 18 months No points Interest-only payments on funds disbursed Convenient payment reserve plan. Loan is structured so no payments are due while you build.

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