We Have the Key to the Home of Your Dreams

This summer is the perfect time to make your home as fabulous and polished as the ones you've admired in magazines. Consider what a bright kitchen, expansive outdoor living space, new landscaping or an exquisite and functional master bath could do to improve your satisfaction with your home, while potentially increasing its value.

Make Changes without Losing Money
According to Remodeling magazine, remodeling investments on which you are most likely to recoup your costs are:

• Siding replacement
• Minor bathroom remodel
• Minor kitchen remodel
• Window replacement

A home equity loan or line of credit from SESLOC could provide you with the means to make it happen.

Prime Rewards Home Equity Line of Credit

• Rates as low as prime rate minus 1%
• No origination fees* and no hidden fees
• No minimum advance required

5/1 Second Mortgage

• A low fixed rate for five years (adjusts annually thereafter)
• 20-year loan amortized over 30 years to keep payments low

Plus, the interest you pay on a loan secured by your home's equity may be tax-deductible.** Our real estate loan representatives can help you select the loan that best meets your needs.

By making these or other valuable improvements, you can get more enjoyment out of the place you already call home and improve its resale value later. Call SESLOC or visit our website, www.sesloc.org, to learn more about how a home equity loan or home equity line of credit could help finance your remodel.