INSIDE
Summer 2009

SESLOC Drives Down Auto Loan Rates

Summer Travel Checklist

It Pays to Know Your Limits

3 Ways to Boost Your Credit Score

Test Your ID Theft IQ

Save Time and Paper with
E-statements

Inactive Account Reminder

Briefs

Contact SESLOC FCU
SESLOC Home Page
Special Offers
Current Rates
Employment Opportunities
Locations/Hours
Lost/Stolen Cards


HOLIDAYS
SESLOC offices will
be closed for:

Labor Day
Monday, September 7
3 Ways to Boost Your Credit Score

Having a good credit score is definitely a financial plus. Good credit generally makes it easier to get lower loan rates and more purchasing power, and it can even be a factor in landing a job or renting an apartment. If your credit score is lower than you’d like, try these tips to improve your score:

  1. Check your report. Errors in your report can hurt your credit, especially if you are a victim of identity theft. Review your credit report and contact the credit reporting agency if you find inaccuracies. To access your free credit report, go to www.annualcreditreport.com or call (877) 322-8228.
     
  2. Pay down balances. If your credit cards are close to being maxed out or you have several credit cards, it may help to pay down or consolidate some of the debt.
     
  3. Pay on time, every time. Consistent on-time payments can do wonders in mending your credit score. Using a credit card responsibly is essential in establishing good credit.
     
Stop by any SESLOC branch and pick up our Guide to Your Good Credit to learn about credit scores and free credit reports. Our staff is always happy to answer your questions. Or, if you’d like a speaker for your school or organization, call us at (805) 543-1816 and ask for extension 204.

Board of Directors
Alden Shiers, Chair
Jacquie Paulsen, Vice Chair
Pauline Shaffer, Secretary
Anthony Cangelosi, Treasurer
Vic Buccola, Director
Barbara Melvin, Director
James Park, Director

Supervisory Committee
Suzanne Swaggerty, Chair
Pamela Knight, Terri Hansen
Willard Loper

Senior Management
Bertha Foxford, President/CEO
Senior Vice Presidents:
Andy Bechinsky, CFO
David Wood, COO
John Baas, CIO
Mailing Address:
P.O. Box 5360
San Luis Obispo, CA 93403		 eBranch
This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material.
© 2009 SESLOC Federal Credit Union.
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