INSIDE
Summer 2009

SESLOC Drives Down Auto Loan Rates

Summer Travel Checklist

It Pays to Know Your Limits

3 Ways to Boost Your Credit Score

Test Your ID Theft IQ

Save Time and Paper with
E-statements

Inactive Account Reminder

Briefs

Contact SESLOC FCU
SESLOC Home Page
Special Offers
Current Rates
Employment Opportunities
Locations/Hours
Lost/Stolen Cards


HOLIDAYS
SESLOC offices will
be closed for:

Labor Day
Monday, September 7
Test Your ID Theft IQ

You might think identity theft can’t happen to you, but all of us make minor mistakes that could potentially open the door to identity thieves. Answer the following questions to test your identity theft IQ, then total your score.

  1. I use a cross-cut shredder to destroy all pre-approved credit offers, convenience checks, balance transfer checks and mail that includes personal information. Yes = 3 No = 0
     
  2. I provide my Social Security number when asked, without inquiring why it is necessary or how the information will be protected. Yes = 0 No = 3
     
  3. My Social Security number can be found in my wallet or on my driver’s license or personal checks. Yes = 0 No = 3
     
  4. I send and/or receive mail using an unlocked, unsecured mailbox.
    Yes = 0 No = 3
     
  5. I only give out personal information in response to a telephone call or e-mail that I initiated and know to be legitimate. Yes = 3 No = 0
     
  6. When sharing personal information, I am conscious of people who may be trying to eavesdrop or glimpse my information. Yes = 2 No = 0
     
  7. I have ordered a copy of my credit reports during the past year.
    Yes = 2 No = 0
     
  8. When using the Internet, I make sure my firewall and antivirus software is updated. Yes = 2 No = 0
     
  9. I immediately delete e-mails and hang up on phone calls from people I don’t know. Yes = 2 No = 0
     
  10. I keep sensitive financial information and passwords in a locked or protected area of my home that can’t be accessed by visitors.
    Yes = 2 No = 0
     
Scoring: 25-20: You’re at the head of the class! 19-15: Consider brushing up on your ID theft prevention techniques. 14 or below: Contact SESLOC or visit our website fraud prevention center at www.sesloc.org/education.

Board of Directors
Alden Shiers, Chair
Jacquie Paulsen, Vice Chair
Pauline Shaffer, Secretary
Anthony Cangelosi, Treasurer
Vic Buccola, Director
Barbara Melvin, Director
James Park, Director

Supervisory Committee
Suzanne Swaggerty, Chair
Pamela Knight, Terri Hansen
Willard Loper

Senior Management
Bertha Foxford, President/CEO
Senior Vice Presidents:
Andy Bechinsky, CFO
David Wood, COO
John Baas, CIO
Mailing Address:
P.O. Box 5360
San Luis Obispo, CA 93403		 eBranch
This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material.
© 2009 SESLOC Federal Credit Union.
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