Before Traveling - Some Important Tips

 Order Foreign Currency    Travelers Cheques    Fraud Monitoring

IMPORTANT NOTICE TO TRAVELERS  Visa Credit Card, Debit Card, and ATM transactions are blocked from many countries due to excessive fraud.
Please complete our TRAVEL NOTIFICATION FORM before you travel outside SLO County or Outside the U.S.  This allows us to:

• Provide continuous Credit Card transactions
  
  
• Provide safe Check Card or ATM Card access to your account.
  
  
• Protect your account while you travel

Here are more travel tips.

• A Checking Account is required for ATM card withdrawals when you're outside the U.S.

• Order Foreign Currency from SESLOC. Allow at least 14 business days before your departure. Only Euros and British pounds are available for conversion in minimum amounts of $100.00 U.S. currency. Some funds are kept on hand. Please call Accounting for availablity. 
  
  
• Check the expiration dates on your cards to be sure they won't expire while you're traveling. Your card is good up to the last day of the month it expires.
  
  
• Activate a new ATM or Visa Check card by performing at least one PIN-based transaction here at home.
  
  
• Some overseas ATMs will accept a VISA Check card, but not an ATM card without a VISA logo.
  
  
• VISA Check Cards and Credit Cards may be used for purchases and for cash withdrawals or cash advances from ATMs outside the country.
  
  
• Be aware that your ATM and Check Card daily withdrawal limits are based on a 24 hour period which begins at midnight California time.  If you're in a different time zone, you'll need to know when it's midnight in California.
  
  
• If you're withdrawing foreign currency, you'll need to calculate the dollar value so you don't exceed your limit.  If your transaction is rejected, try the next lower transaction amount.
  
  
• VISA Credit Card cash advances require your VISA PIN. This is different from your ATM or Visa Check Card PIN. A cash advance fee and a foreign currency exchange fee apply when used in foreign countries. Look for an ATM with the Visa logo.
  
  
• Our security system monitors your VISA account for atypical transactions. We may contact you to verify transactions. If we cannot reach you at your home phone number, your account may be blocked. When you anticipate a change in your purchasing pattern, notify us in advance.
  
  
•  Take the overseas Lost/Stolen reporting phone numbers for your credit card, check card, and ATM cards.  Print the "Contact Us" page for all these phone numbers
  

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