Join SESLOC

WHY SHOULD I JOIN?
When you open an account, you become an owner in a not-for-profit financial cooperative. As a member you are pooling your funds with other members in order to enjoy banking advantages. We have no outside investors, which means profits are returned to members in the form of lower loan rates, higher savings dividends, and many free or low-cost services (once operating expenses are met). Our only loyalty is to our member-owners.

WHO MAY JOIN?
You may join if you live, work or attend school in San Luis Obispo County, or if your immediate family member belongs to SESLOC (parent, grandparent, child, grandchild, siblings, including step-relationships).

HOW DO I JOIN?
You establish membership with a $5 deposit to a Share Savings Account and a one-time $5 membership fee. (Please see "A Note for New Accounts" for USA Patriot Act ID requirements).

CAN MINORS JOIN?
Yes. Joining a Credit Union is a great way for young people to begin learning money management skills.

WHERE CAN I JOIN?
Stop by a SESLOC Federal Credit Union branch (see hours/locations/maps). No appointment is needed. Or call for a membership application: (805) 543-1816. Once you join, you have immediate access to all credit union products and services, including 50 local surcharge-free ATMs and 28,000 ATMs located across the U.S. and in 10 foreign countries.

MUST I CLOSE MY ACCOUNT IF I MOVE?
Members enjoy lifetime benefits, as long as a membership account remains in good standing.

A NOTE FOR NEW ACCOUNTS:
The USA Patriot Act requires financial institutions to verify your identity when opening an account.
What this means for you: When you open an account, you and any joint owner(s), will be asked to provide your name, residential address, date of birth, Social Security number, and a current government issued photo ID, such as a driver's license. Additional requirements apply to accounts opened by mail.

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NCUA LogoSavings are insured to at least $250,000 and backed by the full faith and credit of the U.S. Government: National Credit Union Administration, a U.S. government agency.