drive to the coast

Bring Your Auto Loan to SESLOC and Save

Need relief from car payments? We're here to help! 

Whether you are impacted by the COVID-19 pandemic or not, extra cash in your wallet each month will help your budget go a little further. When you refinance your vehicle from another lender, you could reduce your monthly payment, plus you have the option of taking a break from car payments for 90 days. Rates offered as low as 2.90% APR*1

Bring your auto loan to SESLOC and see why we are the county's #1 auto lender:

  • A lower monthly payment
  • No payments for 90 days2
  • Terms up to 84 months3
  • Up to 120% financing4

Stay at home! You can apply online in just minutes. 


You can also apply by phone at 805.543.1816 and at our branches.


* APR=Annual Percentage Rate.

1Lowest rates offered are based on member participation in the HomeFREE Discount Program or if your vehicle is financed at 80% loan-to-value (LTV) or less and may not exceed a term of 60 months. APR will be higher without HomeFREE Discount Program participation, for LTV financing over 80%, and for terms that exceed 60 months. Your APR is based on your credit score and specific vehicle qualifications. APR is 2.00% higher for vehicle models seven (7) years old or older and/or for vehicles with mileage of 100,000 or more. Rates are subject to applicant qualification, restrictions apply. Rates are subject to change without notice. This offer is only available for vehicle refinances from another lender. Offer not valid for refinance of Business vehicle loans. All loans are subject to credit approval. Membership in good standing required for all credit union benefits. Promotion ends July 31, 2020.

2Payments may be deferred 90 days from the date the loan is funded. Interest accrues during the deferral period. Deferring payments may increase the interest you pay. No prepayment penalties for early loan payoff. 

3Lowest rate may not be available for terms that exceed 60 months. Payment Example: For a vehicle refinance loan in the amount of $25,000.00 for a 72 month term at an annual percentage rate (APR) of 4.00%, the estimated monthly payment would be $ 391.19. Actual monthly payment amounts vary based on final loan terms and rate. Refer to the Payment Calculator to estimate additional payment examples.

4Financing available for up to 120% of Retail Kelley Blue Book, plus tax and license.