family driving

Auto Refinance Special Offer


For a limited time, we’re offering a rate reduction of .50% when you refinance your vehicle from another lender

Drive home a discounted rate as low as 3.39% APR.*

Bring your auto loan to SESLOC and could be cruising with:

  • No Payments for 90 days*
  • Terms up to 60 months**
  • Up to 120% financing

Save more at SESLOC and see why we are the county’s #1 auto lender.



You can also apply by phone at 805.543.1816
or in person at any branch.


* APR=Annual Percentage Rate. The rate shown includes a .50% rate reduction. The rate reduction is only available for vehicle refinances from another lender and it cannot be combined with any other offers. APR is 2% higher for vehicle models 7 years old or older and/or for vehicles with mileage of 100,000 or more. Rates are subject to applicant qualification. Your APR is based on your credit score and specific vehicle qualification. All loans subject to credit approval. Financing available for up to 120% of Retail Kelley Blue Book, plus tax and license. Option to defer payments up to 90 days; interest accrues during the deferral period. No prepayment penalties. Rates are accurate as of September 15, 2019 and are subject to change without notice. Membership in good standing required for all credit union benefits.
** Extended terms available.