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These calculators are provided as tools to help you estimate loan payments, plan your savings, and analyze your financial situtation. Use of these calculators is not to be construed as guarantees of credit, of deposit account earnings or of tax savings. See full disclosure below.
Watch for our "Teachers Aide" icon to identify calculators appropriate for classroom use.
Loans & Credit Card Calculators
- Auto Loan Payment Calculator
Estimate your monthly car payment. Calculate how a trade-in or down payment affects your payments.
- Auto Rebate vs. Low Rate Calculator
Compare whether a low rate or a manufacturer's rebate plus traditional financing will save you more money on your vehicle purchase.
- Loan Payment Calculator
Quickly estimate a payment OR enter a loan rate and your desired payment to calculate a loan amount.
- Roll Down Credit Card Debt Calculator
This Calculator applies two simple principles to paying off your credit card debt.
- Mortgage Tax Savings Calculator
Interest and points paid for a home loan are tax deductible. Calculate how much your mortgage could save you in income taxes.
- Rent vs. Buy Calculator
Are you better off buying your home, or should you continue to rent?
Personal Finance Calculators
- Build Personal Wealth Calculator
Regular saving over a number of years is an effective strategy to accumulate wealth.
- Checkbook Balancer
Balance your checkbook with this quick and easy calculator.
- Home Budget Calculator
Analyze your budget and find out where you can improve!
- Pay Off Debt or Save Calculator
The difference between the cost of debt and the benefits of saving is easier to see when you use this calculator.
- Nest Egg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
- Never Too Young Calculator
Small regular deposits to an Individual Retirement Account (IRA) can pay big rewards if you start young.
- Retirement Contribution Effects on Your Paycheck
Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement savings.
- Retirement Pension Planner
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
- Benefit of Spending Less Calculator
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
- Future Value Calculator
Estimate the value of a single deposit at the end of a specified period of time.
- Lunch Savings Calculator
See how a simple change like bringing a sack lunch to work or skipping the vending machine snack can really add up.
- Savings Goal Calculator
What will it take to reach your savings goal? This calculator helps you plan.
- Summer Savings Calculator
Do your paychecks stop over the summer? Use this calculator to find out how to use your SESLOC account to keep your income steady.
Important information: Interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment or borrowing advice. Calculators provide hypothetical illustrations of historical, current or future performance estimates. Actual rates, terms and payments may vary. Calculators are for educational and illustrative purposes only. These calculators provide data that may help you analyze your financial situation based on assumptions and information you provide. A calculator should not be relied on as your only source of data. Calculators are provided from sources we believe to be reliable; however, there is no accuracy guarantee. Use of this calculator is provided to you without warranty of any kind, express or implied or statutory, including "fitness for a particular purpose." We encourage you to seek personalized advice from qualified financial professionals regarding your personal finance situation. User agrees to hold SESLOC Federal Credit Union harmless from any and all costs and liabilities for any improper use or violation of these terms. These terms and agreement are governed by California law.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. Government: National Credit Union Administration, a U.S. government agency.