row of condos

Investment Property Loans

For those looking to invest in a rental property, look no further. At SESLOC you can lock in your rate and keep payments low by amortizing over 30 years. Our Investment Property Loan is for purchases or refinances of 1 unit or 2-4 unit properties (non-owner occupied), and features:

  • Fixed rate & payments for first five years (adjusts annually thereafter)
  • Limits on rate Increases: 1% annually / 5% lifetime
  • 30-year amortization (15-year term) for affordable payments
  • No prepayment penalties
  • No application fee
  • No negative amortization
  • Pre-qualification available

Rate Index: 11th District cost of Funds


Get started with an application or speak with a Mortgage Loan Officer »

For a free consultation, call (805) 543-1816, email or book an appointment »

Contact Us Today

 For honest, professional service, speak with a SESLOC Residential Mortgage Loan representative. They will be happy to answer your questions and help you make the right choices. Call them today at 805.543.1816 or email us at REinfo@sesloc.org.