Investment Property Loans
For those looking to invest in a rental property, look no further. At SESLOC you can lock in your rate and keep payments low by amortizing over 30 years1. Our Investment Property Loan is for purchases or refinances of 1 unit or 2-4 unit properties (non-owner occupied), and features:
- Fixed rate & payments for first five years (adjusts annually thereafter)
- Limits on rate Increases: 1% annually / 5% lifetime
- 30-year amortization (15-year term) for affordable payments1
- No prepayment penalties
- No application fee
- No negative amortization
- Pre-qualification available
Rate Index: 11th District cost of Funds
Get Started Today
Request a free consultation to review your options, or get started with an application today. When applying for a pre-approval, choose the option for home purchase without an accepted contract. See our helpful tips and documentation checklist.
Or contact a Mortgage
Loan Officer at a branch near you »
1Payment Example: For an adjustable rate mortgage in the amount of $400,000, with an
amortization of 30 years, and an initial interest rate of 4.125% (APR 4.394%*) for the first five years, the
estimated monthly payment would be $1,938.59. Actual payment will vary throughout the life of the loan, based on
final loan terms and changes to the index. Payment example excludes taxes and insurance. Actual payment will vary
throughout the life of the loan, based on final loan terms and changes to the rate index. Rate and payments may
increase after consummation. Refer to the Payment Calculator below to estimate additional payment
examples.
*APR = Annual Percentage Rate
"I’ve banked at SESLOC for at least 20 years and always received excellent service." — Nancy C.
"Professional, friendly service with a personal touch. Great alternative to big corporate banks that profess to also be “people” but don’t remind you of any person that ever cared about you in the least." — Shawn B.
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"Great service and friendly people. Always there to help with financial advice and explain the details. The best place to bank and the safest place to put your money." — Kathy H.
"Very friendly and helpful staff. Low banking fees and got a great interest rate on my used car loan." — Christie M.