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Vehicle Loans

Make driving affordable with great rates and no payments for 90 days.*


We offer new and used vehicle loans with up to 120% financing (plus tax and license) and terms up to 84 months. Our vehicle loan applies to cars, trucks, SUVs and motorcycles. See our rates page for details.

Refinance and Save
Refinancing your loan from another lender could lower your interest rate and car payment. Plus, we'll defer your first payment up to 90 days!*

Earn a .25% rate reduction when you finance 80% or less of MSRP or high Blue Book (plus tax and license) or when you finance a vehicle within 6 months of repaying another SESLOC vehicle loan in good standing.**

* Payments may be deferred 90 days from the date the loan is funded; interest accrues from the funding date. Rates and terms are based on borrower’s credit worthiness and are subject to change without notice. All loans subject to credit approval.
** May not be combined with other offers; does not apply to special promotional rates.

Recreational Vehicle Loans

Available for travel trailers, motor homes, boats, personal watercraft, dirt bikes/trailers, flatbed trailers and horse trailers. Terms up to 144 months based on amount financed. New: Up to 100% financing of MSRP. Used: Up to 100% financing of high NADA Guide value.

Specialized Mobility Vehicle Loans

For vehicles with adaptive equipment to accommodate scooters, wheelchairs, and other specialized devices (includes conversion options for existing vehicles). Available for new or used vehicles with terms up to 120 months and up to 100% financing.

Rates and terms are based on borrower's earned rate lending score and specific vehicle qualification; all loans are subject to credit approval. Maximum new vehicle financing of 100% MSRP plus tax and license; maximum used vehicle financing of 100% Retail Book Value plus tax and license. Other restrictions may apply. Interest accrues during rate deferral period.

Vehicle Equity Loan

Is There Cash In Your Car? If your vehicle is 7 years or newer and you've been paying down your loan or you own your vehicle free and clear, you may have equity in your vehicle and qualify to refinance and take cash out. Use our cash-out option to pay off other higher rate debt, such as a credit card. Speak to a Consumer Loan Representative today to learn more.

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