using calculator to do paperwork

BALANCE offers confidential financial counseling and education for free to all SESLOC members.

Whether you want to develop a budget, get out of debt, examine your credit report, buy a home, or create a retirement plan, BALANCE can help. Below are some of the valuable tools available when you visit the BALANCE website »


Chat with a consultant

A financial advisor can answer your questions, from the simple to the complex. There's no cost to you to receive advice on decisions such as:

  • Buying vs. leasing a car
  • The best way to reduce debt
  • How to manage a job loss or salary reduction
  • How to improve a credit score
  • The best savings strategy - for you
  • How to manage a major life change - new baby, new house, divorce, etc.

Self-Directed Learning

Spend about 30 minutes to complete a learning module and move yourself toward financial success.

Get Started

The Balance team can help you with all this and more.
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Visit the BALANCE website  »

  • Rebuilding after a financial crisis
  • Identity theft
  • Financial first aid
  • 10 steps to financial success
  • Financial planning
  • Finances for college
  • Repaying student loans
  • High cost financial services
  • The world of credit reports
  • And more

"myBalance" spending plan tool

Build a spending plan that you can update, revise and review as often as you wish.

Run the numbers

Financial Calculators
We have several calculators to help you estimate loan payments, plan your savings, and more.