Credit Report Center

If you've ever wondered what goes into your credit report, who can view it, and how you can change it, use the sidebar links to learn more.

A credit report is a summary of your financial history, which is prepared by credit bureaus (credit reporting agencies) and used by lenders, employers and others who, under the Fair Credit Reporting Act, have a legitimate need for the information. Coupled with today's technology, a credit report allows you to quickly get a response to credit applications.

Credit Reporting Agencies

Experian - - 888.397.3742

Trans Union - - 800.916.8800

Equifax - - 800.997.2493