Credit Report Center

checklist icon

If you've ever wondered what goes into your credit report, who can view it, and how you can change it, use the sidebar links to learn more.


A credit report is a summary of your financial history, which is prepared by credit bureaus (credit reporting agencies) and used by lenders, employers and others who, under the Fair Credit Reporting Act, have a legitimate need for the information. Coupled with today's technology, a credit report allows you to quickly get a response to credit applications.

Credit Reporting Agencies

Experian - - 888.397.3742

Trans Union - - 800.916.8800

Equifax - - 800.997.2493