SESLOC provides several methods to reduce the risk of fraud. Below are addtional steps you can take to keep from becoming a victim.
- Review Credit Reports Annually. Errors may indicate that someone else is using your identity. Visit our credit report center for details.
- Receive Statements and Bills Electronically. Mailed documents can put you at risk. Statistics show that highest risk occurs from January to March when annual statements and tax documents are arriving.
- Review Your Accounts Online. You'll spot irregularities sooner and significantly reduce loss.
- Keep Address, Phone Numbers and eMail Current: Ensure your financial institutions can reach you if they suspect fraudulent activity.
- Use Complex Passwords. Store them securely and change them periodically. Use different passwords for different sites.
- Opt Out of Pre-Screened Credit Offers. Call 888.567.8688 to stop credit bureaus from selling your information.
- Stop Telemarketers. Place your name on the "Do Not Call" registry, managed by the Federal Trade Commission. This is especially useful for family members who may be easily duped.
- Protect Paper Documents. Shred confidential documents, receipts, and credit offers before discarding. Never leave your checkbook or confidential information, such statements, in an unlocked desk or cabinet.
- Protect Yourself Online and on the Telephone. Download updates; install antivirus and antispyware programs on your computer; never provide confidential information in an email; never provide personal information over the telephone unless you initiated the call to someone you know and trust.
- Use a Secure Mailbox. A locked mailbox protects mailed documents.