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FHA and VA Loans

FHA and VA Loans

Family on couch taking selfie.

 FHA and VA Loans

Affordable options for homeowners.

Federal Housing Administration (FHA) loans and Veteran’s Administration (VA) loans offer considerable advantages to qualified homebuyers. These loans can be a great option for first-time buyers and individuals with little savings, as they require lower costs and lower down payments than traditional mortgages.

FHA Loans are insured by the Federal Housing Administration (FHA), and typically require lower down payments than traditional loans. FHA loans are open to anyone who meets FHA credit qualifications, which are more flexible than those for conventional loans.

VA Loans are secured through the Veterans Administration and is one of the few remaining no down payment mortgage programs. VA loans can be used to purchase or refinance your home and are available to eligible Veterans – active duty, reservist, retirees, and surviving spouses

Start the loan process with our easy online application.

You can also call 805.543.1816 or email our Mortgage Team.

Home Buying

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Mortgage Points: What You Need to Know

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What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.

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