Meet Sean Swaim
Sean is your Mortgage Loan Officer at the Arroyo Grande branch.
On the SESLOC Mortgage team since: November 2021
Cheers for: The Philadelphia Eagles. Go Birds!
What do you love most about the Central Coast? We have it all here: the beach, close proximity to the snow, rolling green hills, plus we are right in between Los Angeles and San Francisco.
Weekends on the Central Coast include: Football, BBQing and riding horses at Sun King Farms. Most memorable MLO moment: I helped a borrower drop their mortgage insurance and lowered their rate with a refinance. They didn’t have to bring any cash out of pocket at closing, received an escrow refund check, and dropped their monthly payment by $450 a month!
What is the one thing you want a first-time homebuyer to know? A first time homebuyer should really get to know how their credit score effects their monthly payment. There are plenty of tools you can use to see different credit score scenarios to get into a better bracket for their mortgage rate, like our home loans financial calculator.
What does “People + Place” mean to you? The Central Coast has always been a small world. When I’m out and about, I always see friendly faces of those I grew up with, and they are like family to me. While the region is growing, it always has that small town feeling. I have the opportunity to meet many unique people in various industries, and each one of them has positively impacted their local community.
NMLS #2270177
Ready to start the Home Loan process?
Or feel free to contact Sean directly
(805) 540-7764 | (805) 540-9698 (cell) | Email Sean
Home Buying Tips
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Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an...
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.