married couple hiking on the central coast


SESLOC Membership

A place for us all.

Friends in a vineyard enjoying a meal and toasting the good life on the Central Coast.

SESLOC Membership

A place for us all.

SESLOC people and place

Yep. We’re the credit union with the funny name.

Our name may be funny, but to us, your financial dreams and goals are serious business. We make money simple and do what’s right for our members.

Our name SESLOC is an acronym for School Employees of San Luis Obispo County. Rooted in academics and locally-headquarted for 80 years, membership is now open to those who live, work or go to school in San Luis Obispo, Santa Barbara, Ventura, Monterey, Santa Cruz, Tulare, Kern, Fresno and Kings counties. SESLOC is a place for all.

Why We’re 59,000 Members Strong

We’re a not-for-profit financial cooperative that has served the California Central Coast community for 80+ years.

Money Stays Local

Affordable Loans

Membership Benefits

We're on top, thanks to our members.

New Times Best Of winner 2022

Voted Best Bank or Credit Union

by New Times readers—17 years in a row!

2024 Santa Maria Times Winner

Voted Best Bank or Credit Union

by Santa Maria Times readers.

Best of North County logo

Voted Best of North SLO County

by Atascadero Colony and Paso Robles Magazine readers.

It’s time to breakup with your bank.

We have 17 reasons why.

What is a credit union?

Credit union members share a common bond, such as where they work or live. SESLOC serves those who live, work or attend school in central and coastal California. Our members are local, so money stays local, and SESLOC stays community focused.

Credit unions are cooperative financial institutions designed to give back to their members, not stockholders. Credit unions are not driven by profit. Credit unions have a volunteer Board of Directors, and profits are returned to members in the form of lower loan rates, higher savings rates, and lower cost services. The credit union philosophy that people are more important than profits benefits both the credit union members and their community.

All for All


Skip a branch visit. Our online application takes just minutes.

Or, call us at (805) 543-1816 or visit any branch.