Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
When financing business operations or expansion, loans may be necessary, but high-interest rates can eat into profits and harm your credit if not managed carefully. Keeping debt levels under control is essential to avoid over-leveraging your business and maintaining financial stability. To help you navigate this, here are 6 strategies to effectively manage and reduce your debt, ensuring your business stays on solid financial ground.
The Federal Trade Commission (FTC) has recently issued a consumer alert about three money scams that are gaining traction. Let’s take a closer look at the tactics scammers are using to try to deceive you and the tips the FTC has provided to protect yourself.
Deciding between a staycation and a vacation? To make the best choice, it is essential to consider the value, costs and unique advantages of each. Here is a breakdown of the expenses and benefits to help you choose the option that best suits your needs.
Looking to whisk your kids away on the adventure of a lifetime? We get it, that can be a bit overwhelming, with the extra details and costs that come along with family trips. But fear not! With a bit of early planning and a carefully crafted budget, you can arrange a wonderful vacation that will not drain your pockets. Check out these money-saving tips to help turn those travel dreams into long-lasting family memories.
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
SESLOC’s 2024 Shred Day events break nine years of records by serving 746 visitors and shredding nearly 42,000 pounds of paper! Thanks to our members who attended the events at our San Luis Obispo, Atascadero, Arroyo Grande, Paso Robles and Santa Maria branches, plus our new Lompoc event location. In total, we recycled 133 total bins with about 21 tons of shredded paper— saving 357 trees, 147,000 gallons of water, 63 cubic yards of landfill space, and 84,000 kilowatts of electricity!
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
SESLOC is honored to have continued our partnership with KSBY News for a fourth year in a row in support of childhood literacy through the “If You Give a Child a Book…” campaign, a collaboration facilitated by the Scripps Howard Foundation. Together, from August 5 to September 15, the community, SESLOC members and SESLOC employee’s collective efforts resulted in the successful fundraising of $72,594.
It’s no secret that every region of the U.S. takes pride in its own unique version of pizza. From the iconic slices of New York to the deep-dish delights of Chicago, the square slices of Detroit, and the fresh flavors of California-style, each style is a taste of heaven. And right here on the Central Coast, pizza is taken very seriously!
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.
In the Credit Union spirit of “People Helping People,” we’re launching an Emergency Loan program designed to help members affected by the 2025 U.S. Federal Government Shutdown
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.
SESLOC was honored with two awards: The 2025 Pacific Coast Business Times list of “Fastest Growing Companies” and a Bauer 5-Star rating.
SESLOC is making it possible to access more of the value in your homes, giving you more options to unlock cash when you need it.