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Family having dinner in their backyard.

Share Certificate


Savings Accounts

Dad and son on hilltop Save to Win

Share Certificate Accounts

Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.

Traditional Share Certificate

Earn the highest dividend rates the Credit Union offers with a Traditional Share Certificate. The longer you save, the more you earn. Lock in your rate for the term you select and watch your dividends compound monthly.

  • $1,000 minimum deposit
  • 3, 6, 12, 15, or 18 month terms, as well as 2 – 5 year terms available

Building Block Add-On Share Certificate

Earn generous dividends while saving for annual expenditures, such as vacations, taxes or holiday gifts. Dividends compound monthly.

  • $250 minimum deposit
  • Add deposits of $25 or more anytime during the 1-year term

Save to Win Share Certificate

Open a Save to Win share certificate and every time you make a $25 deposit (up to 100 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.

  • $25 minimum deposit
  • 12-month term
    Open a Share Certificate account


    Join online, then you can open your Share Certificate account at any branch.


    Open an account in Online Banking.

    Save to Win and Building Block certificates may be opened online.

    You can also visit any branch or call our Contact Center at (805) 543-1816.
    For additional information, see How to Join »

    Early withdrawal penalties apply to all share certificate types. Defer to your share certificate disclosure for other terms, conditions and restrictions.

    Your Money is Safe at SESLOC

    Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency. 

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