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Share Certificate


Savings Accounts

Dad and son on hilltop Save to Win

Share Certificate Accounts

Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.




offered on 2-year certificates. 


Lock in this special rate when you open a SESLOC 2-year Consumer, Business or IRA Share Certificate and start earning dividends.

This great rate is only available for a limited time.

†APY = Annual Percentage Yield. See terms and conditions. Required minimum opening deposit of $1,000 for Consumer and Business accounts, and $500 for IRA accounts.

Traditional Share Certificate

Earn the highest dividend rates the Credit Union offers with a Traditional Share Certificate. The longer you save, the more you earn. Lock in your rate for the term you select and watch your dividends compound monthly.

  • $1,000 minimum deposit
  • 6, 15, or 18 month terms, as well as 1 – 5 year terms available

Building Block Add-On Share Certificate

Earn generous dividends while saving for annual expenditures, such as vacations, taxes, or holiday gifts. Dividends compound monthly.

  • $250 minimum deposit
  • Add deposits of $25 or more anytime during the 1-year term
Save to Win Share Certificate

Open a Save to Win share certificate and every time you make a $25 deposit (up to 10 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.

  • $25 minimum deposit
  • 12-month term


    Other Savings Accounts:

    Holiday Saver’s Account

    Put aside money periodically throughout the year to help cover extra holiday expenses. Make deposits as often as you wish through payroll deductions, automatic transfers, at ATMs or any SESLOC branch. Funds automatically transfer to your checking account on November 1st.

    Savings Accounts for Educators

    To learn more about accounts designed for those working in education, click here.

    Open a Share Certificate account


    Join online, then you can open your Share Certificate account at any branch.


    Open an account in Online Banking.

    Save to Win and Building Block certificates may be opened online.

    You can also visit any branch or call our Contact Center at (805) 543-1816.
    For additional information, see How to Join »

    Early withdrawal penalties apply to all share certificate types. Defer to your share certificate disclosure for other terms, conditions and restrictions.

    Your Money is Safe at SESLOC

    Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency. 

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