What is a Credit Freeze?
Certificate
Savings Accounts
Share Certificate Accounts
Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.
Traditional Share Certificate
Earn the highest dividend rates the Credit Union offers with a Traditional Share Certificate. The longer you save, the more you earn. Lock in your rate for the term you select and watch your dividends compound monthly.
- $1,000 minimum deposit
- 3, 6, 12, 15, or 18 month terms, as well as 2 – 5 year terms available
Building Block Add-On Share Certificate
Earn generous dividends while saving for annual expenditures, such as vacations, taxes, or holiday gifts. Dividends compound monthly.
- $250 minimum deposit
- Add deposits of $25 or more anytime during the 1-year term
Save to Win Share Certificate
Open a Save to Win share certificate and every time you make a $25 deposit (up to 10 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.
- $25 minimum deposit
- 12-month term
Open a Share Certificate account
NOT A MEMBER?
Join online, then you can open your Share Certificate account at any branch.
CURRENT MEMBERS
Open an account in Online Banking.
Save to Win and Building Block certificates may be opened online.
You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »
Early withdrawal penalties apply to all share certificate types. Defer to your share certificate disclosure for other terms, conditions and restrictions.
Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
Tips for Financial Health
From the News+ Blog
Budgeting Tips for College Students
With a little bit of planning and discipline, you can take control of your finances and make the most of your college experience. Whether you are a seasoned budgeter or just starting out, these budgeting tips will help you make your money work for you.
Fire Up Your Savings Game: Saving Money at the Grocery Store
With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget –starting with saving at the grocery store.
Get Smart About Credit Card Warning Signs
To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage: You are only able to make minimum payments on your credit card debt.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.