Having a dormant credit card isn’t necessarily a bad thing unless your card issuer decides to close the card. Here’s what to consider.
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Dealing With Debt
Should You Become an Authorized User to Build Credit?
If someone offered to add you to their credit card as an authorized user, you may wonder if it’s a smart shortcut to a better credit score.
The Smart Spender’s Guide to Credit Cards
Building practical financial habits can help you use credit cards wisely, avoid costly mistakes, and keep your finances on track.
How to Improve Your Credit Score
If you’ve pulled your score and you’re not satisfied with your credit score, there are several strategies to boost it.
SESLOC and GreenPath Financial Wellness Help Members Clear Over $155,000 in Debt
In 2025, SESLOC members saved by reducing their debt with the help of GreenPath Financial Wellness in the spirit of People Helping People.
Three Questions to Ask Before Taking Home Equity Credit
Are you financially ready to take on a Home Equity Loan or Home Equity Line of Credit? Before you start the application process, it’s important to ask these three questions.
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Managing Debt as Interest Rates Rise
Debt can be a challenge to manage, even in the best of times. Now, with the economy in the news nearly every day, how do you effectively manage your debt as the cost of borrowing for things like homes, cars, and credit cards rises?
Get Smart About Debt: 7 Tips to Help You Get Out of Debt NOW
If you are dealing with debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt isn’t always easy, but having a plan can go a long way in achieving your financial goals.
Recent News
SESLOC Named Fastest Growing Credit Union in SLO County by Pacific Coast Business Times
SESLOC is named the fastest growing credit union in San Luis Obispo County by the Pacific Coast Business Times 2026 list of the “50 Fastest Growing Companies.”
SESLOC Welcomes Gloria Torres, Mortgage Loan Officer Serving Kern and Fresno Counties
SESLOC Mortgage Loan Officer Gloria Torres is excited to serve Kern County, Fresno County and the Central Valley.
Introducing the HELOC FlexLine: Unlock the Value of Your Home
SESLOC is excited to introduce HELOC FlexLine: a Home Equity Line of Credit that puts you in control.
SESLOC and the Community: When We Work Together, It’s a Win-Win!
Credit unions are all about people helping people, and supporting our community is in our DNA. When we work with our community, that’s a “win-win!”
SESLOC Opens New Doors by Launching First-Time Homebuyer Mortgage Option
With the SESLOC First-Time Homebuyer Mortgage program, we’re opening a new pathway for qualified buyers.