Home Equity Loans


Home Equity Loans
Whether you need to consolidate debt, fund college tuition, or update your home, you can use Home Equity Loan to ease financial burdens and make life more comfortable.
This loan features:
- A fixed rate for five years; adjusts annually thereafter
- Term: 20 years1
- An annual rate cap of 1% / Lifetime rate cap of 5%2
Rate Index: 1 Year Constant Maturity Treasury
Get Started Today
Check current rates, review the documentation checklist, and request a free consultation to review your options, or get started with an application today. When applying for a pre-approval, choose the option for home purchase without an accepted contract.
Get Pre-approved or Apply Now
Select your preferred branch or Mortgage Loan Officer:
Need more info?
Let's chat.
Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions. Simply fill out our form and we'll contact you shortly.
There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time.
Looking for a Home Equity Line of Credit?
Rather than one lump sum, a HELOC allows you to draw funds as needed.
1. For an adjustable rate equity loan in the amount of $400,000 for 20 years with an initial interest rate of 5.50% (APR 5.566%*) for the first five years, the estimated monthly payment would be $2,751.55. Payment example excludes taxes and insurance. Actual payment will vary throughout the life of the loan, based on final loan terms and changes to the rate index. Rate and payments may increase after consummation. Refer to the Payment Calculator to estimate additional payment examples.
2Loans subject to credit approval. Initial costs generally consist of a documentation fee and third-party related costs. Please consult your tax advisor for information regarding the deductibility of interest and charges. See loan disclosures for complete details.
*APR = Annual Percentage Rate
Home Buying
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