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Low Rate Home Equity Loans

Home Equity Loans

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Home Equity Loans


We’ll lend you a hand.

Whether you need to consolidate debt, fund college tuition or remodel your home, you can use one of our Home Equity Loan options to ease financial burdens and make life more comfortable.

Fixed Rate Home Equity Loan

Our Home Equity Loan program can help SESLOC members lock in rates on second mortgages.

With a fixed rate, you have the advantage and security of knowing your rate and your monthly payment will not change for the term of your loan. Features include:

  • Affordable fixed rate
  • 20 year term1
  • Fast pre-approvals
  • Easy online application

Fixed Rate1

as low as
for a 20-year fixed rate home equity loan.
1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 8.500% (APR 8.673%*), the estimated monthly payment would be $867.82. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate
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Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions.  Simply fill out our form and we'll contact you shortly.

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There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time. 

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Looking for a Home Equity Line of Credit?

Rather than one lump sum, a HELOC allows you to draw funds as needed.

Home Loans

From the News+ Blog

7 Ways to Use a Home Equity Loan

7 Ways to Use a Home Equity Loan

A Home Equity Loan leverages the equity you’ve built in your home to get access to funds at a lower rate than other loan types. A Home Equity Loan is a closed-end loan, meaning you get a lump sum and repay it with interest over a specified term.

read more