Investment Property Loans
Investment Property Loans
For those looking to invest in a rental property,
look no further.
Buying an investment home is an exciting opportunity for an additional stream of income. Getting the most out of your investment starts with SESLOC, a local lender that offers competitive rates, a fast application and approval process, and guidance at every step. A SESLOC Investment Property Loan can be used for purchases or refinances of 1 unit or 2-4 unit properties (non-owner occupied).
Fixed Rate Investment Property Loans
With a fixed rate, you have the advantage and security of knowing your rate and your monthly payment will not change for the term of your loan.
- Fixed rate loan
- 30-year term1
- No prepayment penalties
- No application fee
- No negative amortization
- Pre-qualification available
Adjustable Rate Investment Property Loans
Compared to a fixed rate loan, these loans have lower initial interest rates, which mean lower monthly payments. Even after the initial rate hold period, rates cannot adjust more than 1% semi-annually or 5% over the life of your loan.
- Fixed rate & payments for first seven years (adjusts semi-annually thereafter)
- Limits on rate Increases: 1% semi-annually / 5% lifetime
- 30-year term1
- No prepayment penalties
- No application fee
- No negative amortization
- Pre-qualification available
Rate Index: SOFR
Current Rates
Click any rate or APR* to see a payment example.
Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.
* APR = Annual Percentage Rate. Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Instant Mortgage Rate Quote & Payment Calculator results are for illustrative purposes only and don’t guarantee a rate. Actual rate, APR, payment amount and closing costs will vary based on final loan terms and may be higher. Consult a Mortgage Loan Officer for more information.
1. Click any rate or APR to see a payment example. Refer to our Payment Calculator to estimate additional payment examples.
Ready for the next step?
Review our handy documentation checklist and application how-to. Or, get started with a pre-approval or free consultation using the forms below.
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Select your preferred branch or Mortgage Loan Officer:
Need more info?
Let's chat.
Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions. Simply fill out our form and we'll contact you shortly.
There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
