Financial Health

Taking control of your financial health starts with education.

AI Scams Are on the Rise

AI Scams Are on the Rise

Artificial intelligence (AI) tools for creating images, videos, recordings and text are easily available and growing in popularity, and scammers are taking full advantage. 

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How to Budget During Difficult Times

How to Budget During Difficult Times

Many people are seeing changes in their purchasing power with continued inflation and rising interest rates. Paying more for food, gas, utilities and a variety of other goods and services affects all of us. In addition, consumer debt has never been more costly.

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5 Local Adventures Every Cal Poly Student Should Check Out

5 Local Adventures Every Cal Poly Student Should Check Out

While you might have been attracted to Cal Poly because of its excellent academics and “Learn By Doing” philosophy, you have without a doubt noticed that the campus is surrounded by a vibrant, lively community. New and returning students can agree that there is something so special about living on the Central Coast. From picturesque views along coastal and mountain trails to charming local shopping and dining explorations, there are endless hidden gems that will keep you entertained throughout your time living in San Luis Obispo. Kick off your college bucket list with these five epic local adventures right in your own backyard:

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What’s Happening in the World of Higher Education?

What’s Happening in the World of Higher Education?

A big reason many Americans are foregoing college is the cost. For the 2022-2023 year (most recent data available), the average one-year cost for tuition, fees, room, and board was $23,250 for in-state students at a four-year public college, $40,550 for out-of-state students, and $53,430 at a four-year private college. But many schools, especially “elite” private colleges, cost substantially more, with some over the $80,000 mark.

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RMD Relief and Guidance for 2023

RMD Relief and Guidance for 2023

In early 2022, the IRS issued proposed regulations regarding required minimum distributions (RMDs) to reflect changes made by the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. The IRS has held off on releasing final regulations so that it can address additional changes to RMDs made by the SECURE 2.0 Act of 2022, which was passed in late 2022. In the meantime, the IRS has issued interim RMD relief and guidance for 2023. Final RMD regulations, when issued, will not apply before 2024.

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Another Data Breach in the News? Don’t Get Data Breach Fatigue

Another Data Breach in the News? Don’t Get Data Breach Fatigue

A quick web search for “data breach” reveals countless recent hits detailing major data breaches. One of the biggest risks following a data breach is that scammers could use your stolen personal information to open a loan or a line of credit in your name, potentially damaging your credit score or leaving you to pay for the fraudulent charges.

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