Navigating student loan options can be overwhelming. Here is an easy-to-reference guide between federal loans and private loans.
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Going to College
Financial tips and tools for college and beyond.
Feeling Pressured by Influencers? Here’s How to Take Control
In today’s digital age, the rise of influencers has reshaped how we perceive ourselves and our financial standing. Social media platforms and reality TV shows often portray a glamorous lifestyle that many aspire to also achieve. However, beneath the surface, there’s a subtle yet powerful pressure to keep up financially, which can lead to significant challenges.
How to Not Let Advertisements Affect You
In today’s world, advertisements hold a powerful influence. The goal of advertisements is to capture your attention and persuade you to buy services or products. They aim to create desire, highlight benefits, and establish a brand’s presence in the market.
4 Must-Try Lunch Spots Near Cal Poly – Just a Bus Ride Away
If you’re getting tired of the same dining food and looking to spice up your lunch routine, hop on a quick bus ride to these fantastic spots in Downtown SLO. You can use your HomeFREE debit or Visa Signature credit card at these participating Local Rewards¹ businesses to earn bonus rewards points² redeemable for cash back, gift cards, and more.
SESLOC’s Financial Wellness Workshop Empowers Cal Poly Students
On Friday, May 24, over 120 student leaders participating in the Week of Welcome (WOW) program were enriched by a financial wellness workshop hosted by SESLOC at the California Polytechnic State University (Cal Poly) campus in San Luis Obispo. The purpose of SESLOC and Cal Poly providing this workshop was to educate WOW leaders in practical and relevant financial education
Tips for Improving & Maintaining a Healthy Credit Score
Your credit score is a three digit number that can impact your financial life in significant ways. From getting approved for loans to determining the interest rates you’ll pay, understanding your credit score is essential.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
The Procrastinator’s Guide to Holiday Savings
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Your Low-Stress, 5-Step Guide to Landing Your Ideal Summer Internship
Internships offer invaluable opportunities to gain real-world experience, expand your network, and prepare to enter the workforce post-grad. Summer will be here before you know it, so start early — many companies start hunting to fill their internship positions months in advance. Here’s a step-by-step guide to help you tackle the challenge of choosing the perfect summer internship:
10 Ways You’re Losing Money
Are your money habits causing a loss? They might be. Here are 10 common ways people unintentionally lose money:
Recent News
From Your CEO: Focusing Efforts for Your Experience – Summer 2025
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.
Samantha McDonald Named SESLOC Young Change Maker for Raising Over $500,000 as 2025 Elks Rodeo Queen
SESLOC Credit Union honors Samantha McDonald as a SESLOC Young Change Maker after raising over $500,000 for the Children’s Resource & Referral of Santa Barbara County.
Karen Cobb Earns Cares for Community Award for Food Bank Service
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Karen Cobb, a volunteer with the Food Bank of Santa Barbara County.
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Wealth Management Transitions to LPL Financial
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.