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Couple shopping with their SESLOC Visa Debit Card.

Visa Debit Cards

Visa® Debit Cards

Couple shopping with their SESLOC Visa Debit Card.

Visa® Debit Cards

SESLOC has your new go-to card.

Your debit card is accepted worldwide by merchants who accept Visa, and our fraud monitoring service helps protect you if fraud is suspected. Existing SESLOC members may open a checking account at any branch location, or if you’re a new member, open online now.

Enjoy easy access with:

  • Unlimited free transactions at 50 local ATMs and nearly 30,000 CO-OP ATMs nationwide
  • Unlimited free point of sale transactions*
  • Deposits through SESLOC and most CO-OP ATMs**
SESLOC debit card

See how to activate a SESLOC debit card»


* Some merchants and ATM owners may impose fees or surcharges. Read posted notices carefully to avoid unexpected fees.
** Funds from deposits at ATMs may not be available for immediate withdrawal. Please refer to your institution’s rules governing funds availability for details.

Find a surcharge-free
CO-OP ATM near you.

Local Rewards
Show some local love.
Get some love back.

Earn Bonus reward points

with your HomeFREE Checking debit card

when you make purchases at participating local businesses.

Terms, conditions restrictions and eligibility apply. See complete program details.


Woman paying for a meal with her SESLOC Visa debit card.

Why choose “Credit” for debit card transactions?

When you press “credit” and sign for a purchase, your transaction is routed through the Visa network, but your Visa Debit card still works like a debit card, not a credit card. The purchase amount is deducted from your checking account and you don’t pay interest. However, signing for transactions gives you all the security protections that help prevent, detect and resolve fraud.

Lost or Stolen Card?

To report a lost or stolen SESLOC Visa debit card, please contact us as soon as possible.

Contactless payment icon

Contactless SESLOC Visa Cards

As of March 11, 2024, all Visa debit and credit cards issued are “Contactless.” They are secure, convenient and touchfree. A simple tap on the payment terminal is all it takes to pay for the things you need at thousands of merchants nationwide-just look for the “contactless” symbol.  

HomeFREE Checking Tips

From the News+ Blog

Embrace Contactless Payments

Embrace Contactless Payments

Contactless payments are secure, quick, and convenient, especially if you’re trying to avoid touching shared screens and keypads. Your SESLOC HomeFREE Checking™ Debit Card and Visa Credit Card or Visa Signature® Rewards Card are compatible with Apple Pay, Google Pay, and Samsung Pay,  which makes it easy to embrace contactless payments — all while earning rewards points for your purchases.

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