Ahead of summer’s biggest moving month, check out these five common financial pitfalls you will want to avoid.
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Home Buying
Searching for your dream home? Start your journey here.
Five Steps to Prepare for a Mortgage
Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
What is Home Title Theft?
“Home Title Theft” or “Deed Fraud” sounds as scary as it actually is. Learn what defines Home Title Theft and the prevalence of this crime.
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
Six Key Do’s and Don’ts During the Mortgage Process
Prepare for your mortgage process by understanding these six key do’s and don’ts from the Mortgage Loan Officers at SESLOC Credit Union.
Mortgage Math Made Easy: A Guide to Mortgage Calculators
Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
Is Buying a Fixer-Upper Right for You?
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
4 Steps to Navigate Housing Market Challenges
The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in today’s market.
Recent News
Teena Colebrook Honored with SESLOC Cares for Community Award for Work With CAPSLO
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Teen Colebrook, from CAPSLO.
SESLOC Cares for Community Award: Judy Garrett
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.
Pots to Plants Co-Founder Aria Olsen Named First SESLOC Young Change Maker
SESLOC Credit Union is proud to honor 18-year-old Aria Olsen as the first SESLOC Young Change Maker.
Jenny Molinar Earns SESLOC Cares for Community Award for Dedication to Alzheimer’s Association
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Jenny Molinar, from the Alzheimer’s Association Central Coast Chapter.
Tell Congress: Don’t Tax My Credit Union. It’s a Tax on Me.
A tax on credit unions is a new tax on you. Take action today: Contact your U.S. representatives and Senators and tell them: Don’t Tax My Credit Union.