Cal Poly students taking a selfie outside.

Free Checking Accounts for College Students

We Get You.

Cal Poly students taking a selfie outside.

We Get You.

SESLOC Supports Cal Poly Students.

Welcome back!

We hope you have a great year school year.

Visit us in the UU or stop by our booth to pick up a free sticker!


free stickers
Budgeting is hard. We’re here to help.

SESLOC has everything you need for banking on and off campus.

SESLOC checking debit card


Living on a budget and saving for college expenses just got easier. Our HomeFREE Checking™ account has no minimum balance requirement and no monthly fee… ever.

rewards icon

Get Rewarded

Earn SESLOC Rewards points with SESLOC debit card purchases, redeemable for cash back, electronics, and all of your dorm or apartment essentials.

(Must be 18+ to earn points)
SESLOC Mobile icon

Take it to Go

Deposit checks and manage your account on the go via our mobile app. It even syncs with your Apple Watch. Need to visit the branch from time to time? Come see us at our branch in the UU.

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Tap to Pay

Load your SESLOC debit card in Apple Pay, Google Pay, or Samsung Pay o make contactless payments at the register or for online orders. (Yes, it works with Uber Eats!) It’s a faster, safer way to pay.

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Get Cash Fast

Withdraw as little as $5 cash from our campus ATM. With a SESLOC debit card, you have more surcharge free access to your account at 50 local and 30,000 more ATMs nationwide. That’s more access than most banks. Use our handy ATM finder. 

SESLOC branch icon

Bank Local

Ever heard of “shop local?” Rather than fund the interests of large corporations, when you join SESLOC, you put your money where your campus is. We’re owned by our members and not-for-profit.

Open a HomeFREE Checking Account Now.

Open an account online in just minutes. Or, stop by our Cal Poly branch, located in the UU beside Starbucks.

Must be 18+ to open an account online.
Two young women shopping downtown with a SELOC debit card.

Not a Student at Cal Poly?

Whether you are attending a college locally or out of state, you can take advantage of our options for students, like free checking accounts. SESLOC Membership is open to anyone who lives (or has residence in), works or attends school in San Luis Obispo and Northern Santa Barbara counties.

Local Rewards
Show some local love.
Get some love back.

Earn Bonus reward points

on purchases at participating local businesses.

Terms, conditions restrictions and eligibility apply. See complete program details.


Powering Student Clubs and Businesses

SESLOC is committed to advancing Cal Poly in its mission. We provide deposit accounts for more than 400 Registered Student Organizations through ASI Club Services, ensuring they have quick, convenient access to funds for their activities. Plus, we take an active role in supporting student-run businesses, such as Mustang Media Group. Stay tuned for internship, mentorship, brand ambassador and other job opportunities. Contact us now, and we will notify you as opportunities arise.

Get Started Today

Establish your Credit Union membership with a $5 deposit to a Primary Share Savings account and one-time $5 membership fee. Then, you’re eligible for other Credit Union benefits.

Must be 18+ to open an account online.

More Tips for Students

From the News+ Blog

Why Should College Students Join a Credit Union?

Why Should College Students Join a Credit Union?

College is an exciting chapter for many people, opening doors to new experiences, newfound freedom, and independence. But it can also be a financially difficult and dangerous time — the financial mistakes people make as students can haunt them for years to come. That’s why students should look to their local credit union.

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Moving Out: What to Expect So You Don’t Break the Bank

Moving Out: What to Expect So You Don’t Break the Bank

Moving out and on your own is an exciting step towards independence, but the financial responsibility can also be shocking if you’re not prepared. There are a lot of odds and ends that you need to plan for, as well as a lot of expected (and unexpected) costs associated with the move. Here are some tips to prepare:

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