Change it Up
Change it Up
Start saving while spending.
Making a change isn’t always easy, but with our Change it Up savings program, you can save for things that are important to you.
Whether it’s a new outfit, weekly groceries or even saving for the down payment on a car or new home, every little bit helps. Round up your everyday debit card transactions to make an automatic deposit into your Savings account. It’s an easy, automatic way to save money.*
With Change it Up, you can choose where your change is deposited. Deposit into a Save to Win share certificate to earn even more dividends on your hard-earned savings. Eligible accounts include:
- Primary or Secondary Share Savings account
- Save to Win 12-month Share Certificate
How it Works:
- Enroll today using our handy form. Select which checking account(s) you want to Change it Up, and the savings account you want the funds to be deposited into.
- Make purchases with your SESLOC debit card.
- We’ll round up your purchase to the nearest dollar amount and transfer the change from your checking account to your savings or Save to Win certificate account. Your ‘Change it Up‘ savings are aggregated and deposited at the end of each day.
- If your available checking balance is $25 or less, we will not round up the debit card purchases and you will not recieve a Change it Up transfer for that day.
- See your Change it Up totals on your monthly account statement. You’ll see one transaction on your statement for each day debit card purchases settle on your account.
- That’s it!
$3.65 rounds up to $4.00
$0.35 goes to savings
Simply complete this short form and we’ll process your request within two business days.
Or, call us at (805) 543-1816 or visit your nearest branch to get started.
To unenroll in Change it Up, please submit this form or return to any branch office.
* When you enroll in SESLOC’s Change It Up program, you understand that the amount of any SESLOC debit card purchase made by a cardholder issued a debit card associated with your checking account will round up to the next whole dollar and the excess of the purchase amount transferred into your selected savings account. If a debit card purchase is refunded or cancelled, the corresponding Change it Up transfer remains in your savings account. SESLOC may cancel or modify the SESLOC Change It Up service at any time without prior notice. Change it Up service is not available for business debit cards, and you may not transfer to a Consumer Money Market or Consumer Building Block Share Certificate Account.
Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
Why Saving is Winning
From the News+ Blog
More Than $20,000 Save to Win Prizes Awarded
SESLOC members are saving — and winning! Since the program launched, more than $20,000 in prizes have been awarded.
5 Ways to Level Up & Save More
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
SESLOC Awards $2,500 Grand Prize to Central Coast Resident
In our recent Save to Win prize drawing, a member from our Santa Maria branch was the big winner of a $2,500 cash prize! Save to Win is a prize-linked savings account that offers the chance to win cash as increased deposits are made to the account. The program typically awards prizes from $25-500, however, one lucky winner recently received this grand prize.