What is a Credit Freeze?
Real Estate Loans Team
Connect with a Mortgage Loan Officer at your nearest branch today.
Request a free consultation to review your options, or get started with an application. When applying for a pre-approval, choose the option for home purchase without an accepted contract. See our helpful tips and documentation checklist.
Paso Robles and Atascadero Branches
Also serving Creston, Santa Margarita, Morro Bay, Templeton, San Miguel, Nacimiento, Cambria, Highway 46 East and West, and Highway 1.
San Luis Obispo branch
Also serving Avila Beach, Edna Valley and Los Osos.
San Luis Obispo branch
Also serving Avila Beach, Edna Valley and Los Osos.
Arroyo Grande and Santa Maria branches
Also serving Nipomo, Pismo Beach, the Five Cities area, Orcutt, Vandenberg, Lompoc and the Santa Ynez Valley.
Isaura Moran
Mortgage Loan Officer
Hablo Español
(805) 623-1064
(805) 503-2356 (cell)
Email Isaura
NMLS #694094
Your SESLOC Mortgage Loan Officer Team Lead
Manuel Cervantes
Senior Vice President, Consumer & Mortgage Loans
Hablo Español
(805) 540-7730 | Email Manuel
NMLS #1307305
Home Buying Tips
From the News+ Blog
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
What’s the Difference Between Pre-approved & Pre-qualified?
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
