Overdraft Protection
Protect your credit rating, avoid high fees, and gain peace of mind.
SESLOC offers Overdraft Protection plans for your convenience. Overdraft from savings is effective automatically. An Overdraft Line of Credit offers added security (application required).
Overdraft from Savings
Funds are automatically transferred from your savings if your checking account balance is insufficient to cover checks, electronic debits, debit card purchases, or payments scheduled through Bill Pay.* The funds must be available in the account and are transferred in the exact amount needed.
* A fee applies to each transfer. Please refer to the fee schedule.
Overdraft Line of Credit
This is an open-ended line of credit linked to your SESLOC checking account. Funds are advanced automatically to cover checks, electronic debits, debit card purchases, or payments scheduled in Bill Pay if the balance in your checking account is insufficient.
There are no transfer fees, and no interest costs until you use it. Interest accrues from the day funds are advanced, and the amount due appears online or on your next statement.
Courtesy Pay
Offered exclusively for HomeFREE Checking accounts
Courtesy Pay Overdraft can provide additional protection when other plans you have established are not enough.
SESLOC News
From the News+ Blog
SESLOC Cares for Community Award: Susan George
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Susan George, a volunteer with the Family Care Network.
SESLOC Cares for Community Award: Jennifer Jamison
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Jennifer Jamison, a volunteer with VTC Enterprises.
SESLOC Employees Eliminate 690 Trips Through Alternative Commuting
SESLOC employees eliminated 690 trips, saving 3.14 tons of carbon dioxide from entering our local air, by...