Overdraft Protection
Protect your credit rating, avoid high fees, and gain peace of mind.
SESLOC offers Overdraft Protection plans for your convenience. Overdraft from savings is effective automatically. An Overdraft Line of Credit offers added security (application required).
Overdraft from Savings
Funds are automatically transferred from your savings if your checking account balance is insufficient to cover checks, electronic debits, debit card purchases, or payments scheduled through Bill Pay.* The funds must be available in the account and are transferred in the exact amount needed.
* A fee applies to each transfer. Please refer to the fee schedule.
Overdraft Line of Credit
This is an open-ended line of credit linked to your SESLOC checking account. Funds are advanced automatically to cover checks, electronic debits, debit card purchases, or payments scheduled in Bill Pay if the balance in your checking account is insufficient.
There are no transfer fees, and no interest costs until you use it. Interest accrues from the day funds are advanced, and the amount due appears online or on your next statement.
Courtesy Pay
Courtesy Pay Overdraft can provide additional protection when other plans you have established are not enough.
SESLOC News
From the News+ Blog
Supporting Sustainability in May
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
80 Years: May Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for April:
Shop Local With Local Rewards
Local Rewards is here! We’re thrilled to announce the launch of this brand new program, where you can earn bonus rewards points on purchases made at partnering businesses when you use your eligible SESLOC Visa debit and credit cards.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.