Business & Commercial Lending
Business & Commercial Lending
SESLOC can help your business grow.
Whether you need more working capital, more office space, or a new company car, we offer a variety of business and commercial lending solutions to help your business grow and thrive.
- Commercial Real Estate Loans – Whether an investment or an owner-occupied property, a commercial real estate loan can help you purchase a larger facility or refinance the building you’re in now. Learn more »
- Lines of Credit – A revolving line of credit is an ideal way to provide short-term working capital to help with seasonal purchases, cash flow fluctuations, inventory, and more.
- Term Loans – A term loan can finance the purchase of equipment or provide permanent working capital to help your business grow.
- Vehicle Loans – SESLOC can help you purchase the right vehicles for your business. Finance most passenger cars, vans, light-duty trucks and sport utility vehicles here.
- Business Credit Cards – A SESLOC Visa® credit card offers outstanding benefits and competitive rates designed to meet your business needs.
- Quick Approval Loans – Now offering express for Visa® Credit, up to $20,000 and Vehicle Loans, up to $50,000.*
*Other eligibility qualifications required for loan approval. Restrictions may apply.
Bring Your Business to SESLOC
To get started, contact our team or apply online. For loans over $100,000 call (805) 540-7707.
Business Tips
From the News+ Blog
Make it a Habit to Review Your Business Account
Experts say it can take as little as three weeks to form a habit, and if you own or operate a business, make it a daily habit to check your account(s) activity in online banking. Review debits and credits as they occur so you can catch any fraudulent checks, duplicate check numbers or unauthorized ACH debits.
Now Is a Good Time to Review Access Controls For Your Business
Your Business Online Banking Account is a critical part of your operations, so it’s important to periodically review and update access controls. Here are a few tips for maintaining a secure account: 1. Update Your Password
7 Ways to Use a Business Revolving Line of Credit
For businesses that find their cash flow isn’t a steady stream month-after-month, a Revolving Line of Credit (RLOC) is a valuable tool. This loan helps smooth cash flow fluctuations due to inventory needs, timing of accounts receivable or seasonality of a business.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.