SESLOC Visa® Credit Card
SESLOC Visa® Credit Card
Always affordable. Basically essential.
As low as 13.90% APR*
There are a lot of credit cards out there, but few stack up to the simplicity, convenience and affordability of our Visa Credit Card.
Our low, fixed rate may help you save on interest when you transfer balances from higher rate credit cards. Your rate won’t skyrocket after an “introductory period,” so there is less pressure to pay down balances within a specific time frame.
With no gimmicks or hidden fees, it’s an everyday value you’ve come to expect from SESLOC. Get this essential credit card on top of your wallet today.
Apply in just minutes.
Request a balance transfer or apply for a new card. Either way, approvals are quick and our online application is easy.
SESLOC members are eligible to apply for loans. You are eligible for SESLOC Membership if you live, work or go to school in San Luis Obispo and Northern Santa Barbara counties in California. ITINs and Matrícula Consular ID cards are accepted. If you are not a member yet, you may start the loan application and then if eligible, we'll help you join.
Your SESLOC Visa Credit Card Benefits:
SESLOC Members enjoy:
A fixed rate as low as 13.90% APR*
Cash advances and balance transfers for the same low rate
No penalty rates
No annual fee
Plus standard features:
EMV chip technology for enhanced security
Contactless payments through Apple Pay
Fee-free loan payment options
Free Online Banking access
Fraud prevention by Verified by Visa
Free Balance Transfers
Already have a SESLOC Visa Credit Card?
Ditch your high rate credit card(s) and transfer the balance. You could save on interest, making your monthly budget go a little further. Plus, enjoy freedom from penalty or variable rate increases.
Submit a request quickly and securely using DocuSign, or download a printable PDF.
PEOPLE ARE MORE IMPORTANT THAN PROFITS
New to credit unions? Learn more about our philosophy and how your money stays local.
The annual percentage rate is based on your creditworthiness. If you don’t get our best rate, we provide resources and advice to improve your credit score. For credit card tips from the Consumer Financial Protection Bureau and to learn more about factors to consider when applying for or using a credit card, visit their website.
* APR = Annual Percentage Rate. APR effective as of 10/20/23 for loans funded on or after the effective date. All loans subject to credit union approval. Read the details of the Visa Terms and Conditions.
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