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Senior women out shopping downtown with their SESLOC Visa credit cards.

Low Fixed Rate Visa Credit Card

SESLOC Visa® Credit Card

Senior women out shopping downtown with their SESLOC Visa credit cards.

SESLOC Visa® Credit Card

Always affordable. Basically essential.

As low as 13.90% APR*

There are a lot of credit cards out there, but few stack up to the simplicity, convenience and affordability of our Visa Credit Card.

Our low, fixed rate may help you save on interest when you transfer balances from higher rate credit cards. Your rate won’t skyrocket after an “introductory period,” so there is less pressure to pay down balances within a specific time frame.

With no gimmicks or hidden fees, it’s an everyday value you’ve come to expect from SESLOC. Get this essential credit card on top of your wallet today.

SESLOC credit card
Apply in just minutes.

Request a balance transfer or apply for a new card. Either way, approvals are quick and our online application is easy.

Your SESLOC Visa Credit Card Benefits:

SESLOC Members enjoy:

  • A fixed rate as low as 13.90% APR*
  • Cash advances and balance transfers for the same low rate
  • No penalty rates
  • No annual fee
  • Fast approval

Plus standard features:

  • EMV chip technology for enhanced security
  • Contactless payments through Apple Pay
  • Fee-free loan payment options
  • Free Online Banking access
  • Fraud prevention by Verified by Visa

Free Balance Transfers

Already have a SESLOC Visa Credit Card?

Ditch your high rate credit card(s) and transfer the balance. You could save on interest, making your monthly budget go a little further. Plus, enjoy freedom from penalty or variable rate increases. 

Submit a request quickly and securely using DocuSign, or download a printable PDF.

Mother help little boy learn to ride a bike.

Easy Payments

We make it easy to pay your credit card bill. Avoid missing a payment by scheduling one-time or recurring payments using EasyPay Online, or set up Automatic Transfers in Online Banking. All of our payment options are now fee-free! See more ways to pay.

Fraud Prevention

Sign up for Verified by Visa to protect yourself against unauthorized purchases when shopping online. Our Fraud Monitoring Service is another benefit that comes with choosing a SESLOC Visa.



New to credit unions? Learn more about our philosophy and how your money stays local.

About Rates

The annual percentage rate is based on your creditworthiness. If you don’t get our best rate, we provide resources and advice to improve your credit score. For credit card tips from the Consumer Financial Protection Bureau and to learn more about factors to consider when applying for or using a credit card, visit their website.

* APR = Annual Percentage Rate. APR effective as of 10/20/23 for loans funded on or after the effective date. All loans subject to credit union approval. Read the details of the Visa Terms and Conditions.

Credit Card Tips

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Cash or Card?

Cash or Card?

Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:

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