Today’s Mortgage Rates
Click any rate or APR* to see a payment example.
Refer to the payment calculator for more examples. Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.
* APR = Annual Percentage Rate.Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Lot & Construction Rates
Build your dream home from the ground up.
Construction Loan Fixed Rate
August 3, 2022
Rate: 7.00% (APR 9.483%)*
*APR = Annual Percentage Rate
Payment Example: For a fixed rate loan in the amount of $750,000, with an interest rate of 7.000% (APR 9.483%), the interest-only estimated monthly payment with full disbursement for a 30 day month would be $4,315.07. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher.
Investment Rates
For purchase or refinance of non-owner occupied properties.
Fixed Rate1
as low as
5.751%
for a 20-year fixed rate home equity loan.
Adjustable Rate2
as low as
5.544%
for a 20-year adjustable rate home equity loan.
New! Fixed Rate
HOME EQUITY LOAN
Tackling home renovations this summer?
Tapping into your home’s equity to access funds could be the solution to get you started.
SESLOC now offers an affordable Home Equity Loan with a fixed rate.
1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.500% (APR 5.751%*), the estimated monthly payment would be $687.89. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
2. For an adjustable rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.000% (APR 5.544%*) for the first five years, the estimated monthly payment would be $659.96. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Rates, APRs and payment amounts are subject to change based on changes in the rate index, the One Year Constant Maturity Treasury (CMT) Rate, and may increase after consummation. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate
Get Pre-approved or Apply Now
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Let’s chat.
Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we’re here to here to help you make informed decisions. Simply fill out our form and we’ll contact you shortly.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.