What is a Credit Freeze?
Today’s Mortgage Rates
Click any rate or APR* to see a payment example.
Refer to the payment calculator for more examples. Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.
* APR = Annual Percentage Rate.Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Instant Mortgage Rate Quote & Payment Calculator results are for illustrative purposes only and don’t guarantee a rate. Actual rate, APR, payment amount and closing costs will vary based on final loan terms and may be higher. Consult a Mortgage Loan Officer for more information.
Lot & Construction Rates
Build your dream home from the ground up.
Construction Loan Fixed Rate
March 16, 2023
Rate: 9.00% (APR 15.322%)*
*APR = Annual Percentage Rate
Payment Example: For a fixed rate loan in the amount of $750,000, with an interest rate of 9.00% (APR 15.322%), the interest-only estimated monthly payment with full disbursement for a 30 day month would be $5,625.00. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher.
Investment Rates
For purchase or refinance of non-owner occupied properties.
Tackling home renovations?
Tapping into your home’s equity to access funds could be the solution to get you started. SESLOC offers an affordable Home Equity Loan with a fixed rate.
Fixed Rate Home Equity Loan
Fixed Rate1
as low as
7.401%
for a 20-year fixed rate home equity loan.
1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 7.250% (APR 7.401%*), the estimated monthly payment would be $790.38. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate
Looking for a Home Equity Line of Credit?
Rather than one lump sum, a HELOC allows you to draw funds as needed.
Get Pre-approved or Apply Now
New & Improved Mortgage Application, Beginning October 17, 2022
Select your preferred branch or Mortgage Loan Officer:
Need more info?
Let’s chat.
Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we’re here to here to help you make informed decisions. Simply fill out our form and we’ll contact you shortly.
There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time.
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Home Buying
From the News+ Blog
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
What’s the Difference Between Pre-approved & Pre-qualified?
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.