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Home Inspection

Today’s Mortgage Rates

Today’s Mortgage Rates

SESLOC makes home loans easy.


We offer attentive service, competitive rates and a variety of solutions to fit your needs, the way a local lender should.

Click any rate or APR* to see a payment example.

Refer to the payment calculator for more examples. Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.

* APR = Annual Percentage Rate.Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Instant Mortgage Rate Quote & Payment Calculator results are for illustrative purposes only and don’t guarantee a rate.  Actual rate, APR, payment amount and closing costs will vary based on final loan terms and may be higher.  Consult a Mortgage Loan Officer for more information.
home loans
Purchase Rates

From first homes to vacation homes, we can help you succeed.

Refinance Rates

Lower your monthly payments or save on interest by refinancing.

Lot & Land Rates

Secure the perfect spot for your California Central Coast dream home.

Investment Rates

For purchase or refinance of non-owner occupied properties.

Home Equity Loan Rates

Tackling home renovations?

Tapping into your home’s equity to access funds could be the solution to get you started. SESLOC offers an affordable Home Equity Loan with a fixed rate.

Fixed Rate Home Equity Loan

Fixed Rate1

as low as
7.655%
for a 20-year fixed rate home equity loan.
Fund your next home improvement with a SESLOC fixed rate Home Equity Loan..
1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 7.655% (APR 7.655%*), the estimated monthly payment would be $805.59. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate

Looking for a Home Equity Line of Credit?

Rather than one lump sum, a HELOC allows you to draw funds as needed.

Get Pre-approved or Apply Now

Need more info?

Let’s chat.

Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we’re here to here to help you make informed decisions.  Simply fill out our form and we’ll contact you shortly.

Home Loans

There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time. 

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Home Buying

From the News+ Blog

Is Buying a Fixer-Upper Right for You?

Is Buying a Fixer-Upper Right for You?

As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.

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Mortgage Pre-Approval: Your Key to Successful Home Buying

Mortgage Pre-Approval: Your Key to Successful Home Buying

With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.

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