Home Inspection

Today’s Mortgage Rates

Today’s Mortgage Rates

SESLOC makes home loans easy.


We offer attentive service, competitive rates and a variety of solutions to fit your needs, the way a local lender should.

Click any rate or APR* to see a payment example.

Refer to the payment calculator for more examples. Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.

* APR = Annual Percentage Rate.Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
home loans
Purchase Rates

From first homes to vacation homes, we can help you succeed.

Refinance Rates

Lower your monthly payments or save on interest by refinancing.

Lot & Construction Rates

Build your dream home from the ground up.

  Construction Loan Fixed Rate

August 3, 2022

Rate: 7.00% (APR 9.483%)*

*APR = Annual Percentage Rate
Payment Example: For a fixed rate loan in the amount of $750,000, with an interest rate of 7.000% (APR 9.483%), the interest-only estimated monthly payment with full disbursement for a 30 day month would be $4,315.07. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher.
Investment Rates

For purchase or refinance of non-owner occupied properties.

Home Equity Loan Rates

Fixed Rate1

as low as
5.751%
for a 20-year fixed rate home equity loan.

Adjustable Rate2

as low as
5.544%
for a 20-year adjustable rate home equity loan.
Fund your next home improvement with a SESLOC fixed rate Home Equity Loan..
New! Fixed Rate

HOME EQUITY LOAN

Tackling home renovations this summer?

Tapping into your home’s equity to access funds could be the solution to get you started.

SESLOC now offers an affordable Home Equity Loan with a fixed rate.

1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.500% (APR 5.751%*), the estimated monthly payment would be $687.89. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
2. For an adjustable rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.000% (APR 5.544%*) for the first five years, the estimated monthly payment would be $659.96. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Rates, APRs and payment amounts are subject to change based on changes in the rate index, the One Year Constant Maturity Treasury (CMT) Rate, and may increase after consummation. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate

Need more info?

Let’s chat.

Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we’re here to here to help you make informed decisions.  Simply fill out our form and we’ll contact you shortly.

Home Loans

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Home Buying

From the News+ Blog

Mortgage Points: What You Need to Know

Mortgage Points: What You Need to Know

What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.

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