Cal Poly Faculty
& Staff Housing
Affordable Home Loans
Cal Poly Faculty & Staff Housing
Affordable Home Loans
SESLOC Supports Cal Poly
As a credit union rooted in academics, we are proud to be a preferred lender for Cal Poly’s faculty and staff housing communities. Whether you’re purchasing your first home on campus or moving to another unit, we’ll guide you through the lending process and find a solution with a competitive rate that’s right for you.
As a Preferred Lender, we offer:
Up to 100% financing
First mortgage up to 80% LTV, and second mortgage up to 20% LTV
Waived fees:
A $650 value
No mortgage insurance required
Plus, enjoy competitive rates, our easy online application and fast approvals, all from a local lender you can trust.
Get Pre-approved or Apply Now
Select your preferred branch or Mortgage Loan Officer:
Cal Poly Partners, alongside the university, has created access to attainable housing for campus community members.
Cal Poly Faculty & Staff Housing Communities
BELLA MONTAÑA
Completed in 2006, Bella Montaña’s 69 units are available to faculty and staff for 50%-60% of current market value. Conveniently located near the Cal Poly campus at the northwest corner of Highland Drive and North Santa Rosa Street.
VISTA MEADOWS
This neighborhood on the corner of the Grand Avenue entrance to campus is expected to break ground in spring 2024. The single family units are in the design phase and are scheduled to be complete in late 2025.
H9
Located just north of the Bella Montana community, H9 is planned to include 200 units available for sale or rent to faculty and staff. This is currently in the feasibility stage.
Proof of eligibility for Cal Poly housing community home loan program required. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Waived loan processing fees not to exceed $650.00 per loan. Other restrictions apply. Loan terms and conditions subject to change without notice.
Home Buying
From the News+ Blog
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
What’s the Difference Between Pre-approved & Pre-qualified?
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
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