TODAY’S RATES
BOOST TO EVERYDAY SAVINGS¹
offered on Primary Share Savings
3.56%
On the first $1,000.
Home Equity
Loans ²
fixed rate as low as
7.146%
for a 20-year closed-end home equity loan.
Business Auto
Loans ³
as low as
6.49%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
Save Big, Earn Big! Now offering more dividends on higher balances, for select share certificates. Learn More »
Rake in the savings with
Skip A Pay
You could skip one payment this December or January
Terms, conditions, restrictions, and eligibility apply. Click for details.
Say Hello to Your New Level Up Dashboard
Wondering how many Level Up points you’ve earned? We took out the guesswork. Check out your new dashboard in Online Banking to see your points and benefits in our easy-to-read charts.
Say Hello to Your New Level Up Dashboard
Wondering how many Level Up points you’ve earned? We took out the guesswork. Check out your new dashboard in Online Banking to see your points and benefits in our easy-to-read charts.
- Protect Yourself From Scams -
Explore the
SESLOC Fraud Center
Current incidents affecting SESLOC Membership:
MEMBER ADVISORY: Phone Spoofing Scam Requests Confidential Information from SESLOC Members
SESLOC members have reported receiving fraudulent phone calls from scammers claiming to be from the credit union and using our phone number in the caller ID. These calls are fake – please do not give a caller any information, hang up immediately.
Setting up a
Direct Deposit
is now even easier!
Quickly establish or move your paycheck or other direct deposit to SESLOC in just a few clicks in Online Banking—no need to contact your employer.
We love our community.
Thank you for voting for us.
This is our 18th year of being ranked #1 by New Times readers, and Santa Maria Times readers also voted SESLOC the BEST bank or credit union & wealth management in Santa Maria.
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Dayna Debernardi Watson Earns SESLOC Cares for Community Award for Decades of Service to Youth Causes
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Taryn Moller and Harvestly Named Young Change Maker for Dedication to Local Agriculture
SESLOC Credit Union is proud to honor Harvestly and organization director Taryn Moller as a SESLOC Young...
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Dayna Debernardi Watson Earns SESLOC Cares for Community Award for Decades of Service to Youth Causes
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Taryn Moller and Harvestly Named Young Change Maker for Dedication to Local Agriculture
SESLOC Credit Union is proud to honor Harvestly and organization director Taryn Moller as a SESLOC Young...
Life happens.
SESLOC Instant Funds loans are here to help.
With a Life Event or Smart Payday Loan, you could get funded in less than 60 seconds, even on nights and weekends. (Terms and conditions apply, click “Learn More” for complete details.)
Drive Your Business Forward
Basic Business Vehicle Loans are now more affordable.
A must-have for all Mustangs.
Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™
Same benefits. Same rewards.
But now, pay with Cal Poly pride.
The best place to bank
is not a bank.
It's here. At SESLOC.
Take it To Go
For an optimal Online Banking experience, download the SESLOC mobile app.
SESLOC Business Services
Local. Stable. Flexible.
Get Buying Power
It’s time to purchase your Central Coast dream home.
Featured Stories from SESLOC News+
Our latest events, community stories and tips to boost your financial IQ
Should I Buy a House at the End of the Year?
Even though your mind may be on the holiday season, the end of the year may present an opportunity to get the keys for your next home.
Don’t Get Caught in Holiday Charity Scams
With so many organizations claiming to do good for the community, how can you tell between a legitimate non-profit and a scam posing as one?
Get Ahead of Your Digital Banking for the Holidays
With Online Banking tools, SESLOC is on your side to help you make the most of your money throughout the holiday season.
Happening Now at SESLOC
Join us for these upcoming member education opportunties, events and celebrations.
Financial Webinars
Free and open to the public
Your Credit Score Explained: Know It, Track It, Improve It helps you understand what goes into your credit score and why it matters for your financial future. In this session, you’ll learn how to access your score, monitor it safely, and take simple steps to build and maintain strong credit.
Webinars From the Vault: Auto Buying Made Easy
Watch online
In Auto Buying Made Easy, we talk about what to know before you head to the dealership. Presented June 11, 2025. Presented by Vincent Delgado, Education Outreach Manager.
Events & Celebrations
Holiday Closures
Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
