Business Services Rates
Rates below are effective December 1, 2023.
Rates are subject to change without notice. All loan rates are based on approved credit.
Savings
Business Savings
Business Savings
$5 minimum opening balance.
Average Daily Balance | Dividend Rate | APY1 |
---|---|---|
Savings $0.00 – $2,499.99 | 0.15% | 0.15% |
Savings $2,500.00 – $24,999.99 | 0.15% | 0.15% |
Savings $25,000.00 – $49,999.99 | 0.15% | 0.15% |
Savings $50,000.00 and over | 0.30% | 0.30% |
Business Money Market
Business Money Market Account
$5,000 daily balance required to avoid maintenance fee.
Average Daily Balance | Dividend Rate | APY1 |
---|---|---|
Savings 0-$4,999.99 | 0.00% | 0.00% |
Savings $5,000 – $49,999.99 | 0.50% | 0.50% |
Savings $50,000 – $99,999.99 | 1.00% | 1.00% |
Savings $100,000 – $249,999.99 | 1.00% | 1.00% |
Savings $250,000+ | 1.25% | 1.25% |
Business Share Certificate
Business Share Certificate
$1,000 minimum opening balance.
Term | Dividend Rate | APY² |
---|---|---|
Certificate 6 months | 3.50% | 3.56% |
Certificate 12 months | 4.00% | 4.07% |
Certificate 2 year |
3.25% | 3.30% |
Certificate 3 year | 3.25% | 3.30% |
Certificate 4 year | 3.25% | 3.30% |
Certificate 5 year | 3.25% | 3.30% |
Loan Rates
Business Vehicle Loan
Business Vehicle Loan
QUICK APPROVAL BUSINESS VEHICLE LOAN
For loans up to $50,000
NEW VEHICLES 2023 AND 20223
With less than 12,000 miles (no previous titling)
Term (in months) | APR5/6 |
---|---|
Up to 60 | 8.59% – 11.74% |
60-72 | 8.89% – 12.04% |
NEW or USED VEHICLES LESS THAN 7 YEARS OLD4
Term (in months) | APR5/6 |
---|---|
Up to 60 | 8.79% – 11.94% |
60-72 | 9.09% – 12.24% |
USED VEHICLES 7 YEARS OLD OR OLDER7
Term (in months) | APR5/6 |
---|---|
Up to 60 | 10.59% – 13.74% |
BASIC BUSINESS VEHICLE LOAN
For loans up to $100,000
NEW VEHICLES 2023 AND 20223
With less than 12,000 miles (no previous titling)
Term (in months) | APR5/6 |
---|---|
Up to 60 | 8.59% – 11.74% |
60-72 | 8.89% – 12.04% |
NEW USED VEHICLES LESS THAN 7 YEARS OLD4
Term (in months) | APR5/6 |
---|---|
Up to 60 | 8.79% – 11.94% |
60-72 | 9.09% – 12.24% |
USED VEHICLES 7 YEARS OLD OR OLDER7
Term (in months) | APR5/6 |
---|---|
Up to 60 | 10.59% – 13.74% |
Business Visa Credit Card
Business Visa® Credit Card
Quick Approval Business Visa® Credit Card
For loans up to $20,000
Loan Type | APR8 |
---|---|
Business Visa Credit Card | Prime Rate + 5.50% |
Basic Business Visa® Credit Card
For loans up to $50,000
Loan Type | APR8 |
---|---|
Basic Visa Credit Card | Prime Rate + 5.50% |
Basic Business Term Loan
Basic Business Term Loan
For loans up to $100,000
Loan Type | APR* |
---|---|
Secured and Unsecured | 11.99% |
*APR=Annual Percentage Rate. Fixed rate. |
Basic Business Line of Credit
Basic Business Line of Credit
For loans up to $100,000
Loan Type | APR9 |
---|---|
Secured and Unsecured | Prime Rate + 3.00% |
For details on loans over $100,000, please call (805) 540-7707.