With some smart planning and execution, you can wrap up your year strong, turning the last months into positive momentum for the next year.
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Starting a Business
3 Ways to Stand Out as a Small Business
Here are three ways any small business owner can build lasting relationships with their audience, leading to more sales.
Three Common Problems New Business Owners Face
As you focus on your plans, be sure to address these three common problems new business owners face as they start operations.
How to Figure Out if Your Hobby is a Business
When does your hobby become a business? There are two answers to that question: Your answer and the one in the language set out by the IRS.
The Difference Between Small Business Grants and Loans
Small Business Grants and Loans are entirely different from one another, each having different long-term considerations you must weigh.
7 Steps for Starting a New Business
If you’re thinking of going into business for yourself, consider these steps for starting a new business from the ground up.
Get Financially Literate with Your Business
No matter where you are on your business journey, it’s always important to go back and review the basics. Here’s three financial literacy tips every business owner needs to know.
How to Create and Manage a Business Budget in Four Steps
These four small business budgeting steps can help you identify positive growth opportunities and prepare for financial difficulties.
Five Ways Credit Unions Support Small Businesses
Credit unions aren’t just for individual members. As a community-based institution, we work to serve business members at various stages of their growth. From dedicated service to local loan decisions, credit unions work to help your business thrive and grow our local economy.
The Small Business Tax Survival Guide
Taxes can be complex, but understanding them is important, especially when you are a business owner. With proper tax planning, you can save money and support the growth of your business. Here is a breakdown of the essential tax basics for small businesses.
Recent News
SESLOC Members Break Shred Day Record in Tenth Year
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.
SESLOC Expands Commercial Real Estate Lending Territory Across Central & Coastal California
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.
Auto Buyers Get Enhanced Resource with Expanded Preferred Dealer Program
SESLOC is making the experience even better for members shopping for a new auto across the Central Coast with the Preferred Dealer Program.
Celebrating National Cybersecurity Awareness Month with Tips Keeping You Safe
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.
SESLOC Makes Emergency Loans Available After Government Shutdown
In the Credit Union spirit of “People Helping People,” we’re launching an Emergency Loan program designed to help members affected by the 2025 U.S. Federal Government Shutdown