Father and son on hilltop blowing bubbles.

Save to Win

Save to Win

12-month Share Certificate

A New Way to Save

Dad and son on hilltop Save to Win

Save to Win

12-month Share Certificate

A New Way to Save

A chance to win up to $5,000.1

Would you like a chance to win prizes for saving your hard-earned money? With a Save to Win 12-month share certificate, every time you make a deposit of just $25 (up to 10 per month), you’ll be automatically entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.1

The money you deposit in your Save to Win account is yours to keep along with the dividends earned. 

With nothing to lose and everything to gain, it’s time to Save to Win.

How it Works:

  • Open a Save to Win 12-month Share Certificate with a minimum deposit of $25.
  • Make as many deposits as you like to your share certificate account during the 12 months. Every $25 balance increase earns you an entry into the drawings, up to 10 entries per month, which is 30 entries during a promotion period (3 months).
  • Prizes are awarded monthly and quarterly, ranging from $25 to $5,000.
  • Enjoy flexibility with the option to make one withdrawal during the 12-month period, with an early withdrawal penalty fee of $25. (You must maintain $25 in the account for it to stay open.)
  • Everyone who opens an account is a “winner” because you get to watch your savings grow.

Todays rates

Now Offering

0.45%

APY*

NOT A MEMBER?
Join today and open an account online in just minutes.

– CURRENT MEMBERS –
Log in to Online Banking to open an account.

You may also apply by phone at (805) 543-1816 or at any branch.

You could be the next winner!

Since we introduced Save to Win in November 2019:

Total Awarded

Member Winners

Prizes

While account holders are eligible for the Central Prize drawing, we guarantee two SESLOC members win each month and one per quarter. Winners will be notified within two business days of the drawing.

SESLOC Prizes

Awarded exclusively to SESLOC Members

Prize Drawing

Monthly

# Winners

2

Amount

$25

Prize Drawing

Quarterly

# Winners

1

Amount

$500

Central Prizes

Awarded to members among all particiapting credit unions.1

Prize Drawing

Monthly

# Winners

155

Amount

$25

Prize Drawing

Monthly

# Winners

2

Amount

$500

Prize Drawing

Monthly

# Winners

1

Amount

$1,000

Prize Drawing

Quarterly

# Winners

15

Amount

$500

Prize Drawing

Quarterly

# Winners

10

Amount

$1,000

Prize Drawing

Quarterly

# Winners

1

Amount

$2,500

Prize Drawing

Quarterly

# Winners

1

Amount

$5,000
Open Your Save to Win Account Today

NOT A MEMBER?

Join and open an account online in minutes.

CURRENT MEMBERS

Open an account in Online Banking.

Or, visit any branch or call our Contact Center at (805) 543-1816.

A young man and his Golden Retriever ponder what to do with the money they have saved.

Why Save to Win?

Finding the motivation to save money can be difficult. Saving for emergencies or annual expenditures, such as vacations, taxes or holiday gifts, means denying immediate gratification for the promise of long-term goals. Share certificates give you a higher dividend rate than a regular share savings account. However, most require a large minimum deposit to get started and you can’t usually add funds after it’s been opened.

The Save to Win share certificate is different. This account helps you develop healthy savings habits in a fun way, with the added bonus of a chance to win prizes. Unlike the lottery, you keep the money you’re investing, plus earn generous dividends. 

In addition to fostering the habit of saving, one of the best features is the ability to withdraw one time during the 12-month period (a $25 withdrawal penalty fee applies).

Need more information?

About Save to Win

The Save to Win program was developed by Commonwealth, CU Solutions Groups and the Michigan Credit Union League (MCUL). The pilot program launched with eight Michigan credit unions in 2009 and has since expanded to several states, including the most recent in California. SESLOC is proud to be among the first credit unions in California to offer Save to Win. The program is administered by CU Solutions Group, an affiliate of MCUL. To date, the program has awarded more than $3.1 million dollars in cash prizes and has helped credit union members save nearly $200 million nationwide. To learn more about Save to Win, visit www.savetowin.org.

APY = Annual Percentage Yield.  APY assumes dividends remain in account to maturity.  
1. Limit one Save to Win 12-month Share Certificate per consumer member. The account is not available to businesses, including sole proprietors, trusts and organizations. Consumer member must be 18 years or older and a resident of California to participate in the Save to Win Savings Promotion. No purchase necessary. 12-month Share Certificate account will automatically renew upon maturity. Early withdrawal incurs a penalty fee, with a limit of one withdrawal per 12-month term. Must maintain an average daily balance of $25.00 for the account to remain open. Winners agree to permit SESLOC FCU to use their likeness in promotional or their materials. Membership in good standing required for all Credit Union benefits. See the Member Account Agreement and Disclosure and Fee Schedule for additional terms, conditions and fees that apply to your account. Refer to SESLOC FCU Save to Win Savings Promotion Official Account and Prize Entry Rules for additional terms, conditions, eligibility and restrictions that may apply.

Why Saving is Winning

From the News+ Blog

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5 Ways to Level Up & Save More

Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.

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SESLOC Awards $2,500 Grand Prize to Central Coast Resident

SESLOC Awards $2,500 Grand Prize to Central Coast Resident

In our recent Save to Win prize drawing, a member from our Santa Maria branch was the big winner of a $2,500 cash prize! Save to Win is a prize-linked savings account that offers the chance to win cash as increased deposits are made to the account. The program typically awards prizes from $25-500, however, one lucky winner recently received this grand prize.

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*APY = Annual Percentage Yield. APY assumes dividends remain in account to maturity. Additional restrictions apply. Early withdrawal incurs a penalty fee, with a limit of one withdrawal per 12-month term. Refer to the Save to Win Truth in Savings Disclosure and Official Account and Prize Entry Rules for additional terms, conditions, eligibility and restrictions that apply.
1. Limit one Save to Win 12-month Share Certificate per consumer member. The account is not available to businesses, including sole proprietors, trusts and organizations. Consumer member must be 18 years or older and a resident of California to participate in the Save to Win Savings Promotion. No purchase necessary. 12-month Share Certificate account will automatically renew upon maturity. Early withdrawal incurs a penalty fee, with a limit of one withdrawal per 12-month term. Must maintain an average daily balance of $25.00 for the account to remain open. Winners agree to permit SESLOC FCU to use their likeness in promotional or their materials. Membership in good standing required for all Credit Union benefits. See the Member Account Agreement and Disclosure and Fee Schedule for additional terms, conditions and fees that apply to your account. Refer to SESLOC FCU Save to Win Savings Promotion Official Account and Prize Entry Rules for additional terms, conditions, eligibility and restrictions that may apply.
2. Monthly drawings are held on the 14th of each month. Quarterly drawings are held on the 14th of April, July, October and January. Winners are notified within two business days of each drawing.

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