Just for School Employees
Just for School Employees
SPECIAL OFFER!
Home Loans for as little as 1% Down1
Our roots as the premier credit union for educators makes us proud to offer adjustable rate home loans with down payments as little as 1%,1 designed especially for school employees.2 Thank you for helping to educate the youth in our community, now let us support you!
Eligibility:2
- Any school employee presently employed either full time or part time with a public or private educational institution
- Permanent substitute teachers
- Loan must be for the purchase of your primary residence
Simply call us or request a free consultation to see if you’re eligible.
We’ll guide you through the lending process and find a solution with a competitive rate that’s right for you!
Fixed Rate Home Loans
With a fixed rate, you have the advantage and security of knowing your rate and your monthly payment will not change for the term of your loan. Features include:
- 30-year terms3
- Low or no points options
- Pre-qualification with no obligation
- Financing up to 99% loan to value1
Current Rates
Click any rate or APR* to see a payment example.
Additional products and/or rate options may be available. Contact a Mortgage Loan Officer near you for more information.
*APR = Annual Percentage Rate. Rates are subject to change without notice. Loan terms based on credit history and other underwriting criteria and subject to credit approval. Loan terms and conditions subject to change without notice.
Instant Mortgage Rate Quote & Payment Calculator results are for illustrative purposes only and don’t guarantee a rate. Actual rate, APR, payment amount and closing costs will vary based on final loan terms and may be higher. Consult a Mortgage Loan Officer for more information.
1. Loan terms based on credit history, and are subject to credit approval. Some restrictions apply.
2. Loan must qualify for mortgage insurance through the credit union mortgage insurance provider.
3. Click any rate or APR in the chart above to see a payment example. Refer to our Payment Calculator to estimate additional payment examples.
Get Started Today
Feel free to contact a Mortgage Loan Officer to learn more about this special program. You can also review the documentation checklist and request a free consultation using the form below, or get started with an application today. When applying for a pre-approval, choose the option for home purchase without an accepted contract.
Check out our free, informative eBook:
The Home Buying Journey Explained
Everything you need to know for purchasing your Central Coast dream home.
Get Pre-approved or Apply Now
Select your preferred branch or Mortgage Loan Officer:
Need more info?
Let's chat.
Request a complimentary consultation with one of our Mortgage Loan Officers. Whether you want to purchase a home, refinance your mortgage or just check out your options, we're here to here to help you make informed decisions. Simply fill out our form and we'll contact you shortly.
There is no obligation to join SESLOC or apply for a loan. By submitting this form, you agree to receive email communications from SESLOC and phone calls if this preference is indicated. You can unsubscribe at any time.
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Giving Back to Local Schools
From the News+ Blog
SESLOC Awards Over $200,000 in Education Grants
SESLOC is starting 2025 with a high note, reaching a major milestone in our educational grants program....
Local Teachers Expand Curriculums With SESLOC Education Grants
SESLOC Education Grants helped local teachers make the 2023–2024 school year extra special. Here’s how a few recent recipients used their grants:
SESLOC Education Grants Support Learning in the New Year
In 2023, SESLOC funded $26,015 in Education Grants, supporting 55 Central Coast teachers. Education Grants expand curriculums and support the addition of materials and resources to engage students.
Shawn
Dan
Mary
Jennie
Mary
Lanie
Greg
Stacey
Aja
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
