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SESLOC Local Rewards

Local Rewards: Shop at Central Coast Businesses and Earn More

Local Rewards

People wine tasting on the central coast

Local Rewards

Local Rewards

Show some local love.
Get some love back.

Local businesses are the heartbeat of the Central Coast community. That’s why we’re giving an added benefit for shopping local.

With our Local Rewards¹ program, eligible cardholders earn more points per dollar when they shop at participating businesses. From amazing retailers to restaurants, wineries, grocery stores and beyond, choose to spend where you earn more.

Special Offer

Just for SESLOC Members

You can get 20% OFF your purchase of full-priced plants, pottery and bagged soil at any Farm Supply location across the Central Coast.

HURRY! This offer ends June 30, 2024

(Terms and conditions apply, click learn more for details.)
Woman using her SESLOC Rewards card at a local business.

Earn 1.5x in reward points

at participating local businesses.

Local Rewards is part of the SESLOC Rewards² program. It’s simple:

  1. Earn points on your HomeFREE Checking™ debit card and our Visa Signature® Rewards credit card purchases.
  2. Earn even more points when you shop locally at participating businesses listed below.
  3. Redeem points for jaw-dropping sporting events, super cool stuff and some serious travel at Or, get cash back, fuel rewards or Pay With Points for eligible purchases.
  4. Helping to boost our local economy? Check!

Please Note: Local Rewards bonus points may take up to 10 days to be posted to your SESLOC Rewards account.

Earn Bonus Points at

225+ business locations

all across the Central Coast.

Check out the current list of participating locations and start earning rewards today!

Local Rewards map
Local Rewards

Tell us:

Where do you like to shop locally?

Shop Local, Earn More.

Earn bonus rewards points when you use your HomeFREE debit or Visa Signature Rewards credit card at participating Local Rewards businesses, helping you stretch the value of your dollar while supporting the amazing local businesses that make this place so special.

Take a Santa Maria Local Rewards Tour

Take a Santa Maria Local Rewards Tour

Thank you for voting for us in the Santa Maria Times “Best Of 2024” contest. We are humbled! Here are our favorite Local Rewards¹ hot spots in the area, where you’ll earn bonus SESLOC Rewards points¹ on eligible debit and credit card purchases.

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Explore Santa Maria on a Holiday Road Trip

Explore Santa Maria on a Holiday Road Trip

Take a tour of the Santa Maria valley with this Central Coast Holiday Road Trip & Shopping Guide. Get insider tips on where to shop, eat, and enjoy the holiday spirit. Bring along visiting friends and family and enjoy earning bonus points at each Local Rewards location mentioned!

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Explore Atascadero on a Holiday Road Trip

Explore Atascadero on a Holiday Road Trip

If you’re planning on a holiday joy ride to Atascadero, then this Central Coast Holiday Road Trip & Shopping Guide is for you! Enjoy some local adventures, holiday festivities, and local shopping. Bring along visiting friends and family and enjoy earning bonus points at each Local Rewards location mentioned!

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1. Local Rewards bonus points are earned on purchases made at participating Local Businesses only. Participating Local Businesses (“merchants”) are subject to change at any time without notice. Participation in Local Rewards does not constitute an endorsement on the part of either the merchant or SESLOC Credit Union. Purchases made at participating merchants processed through third-party services (e.g. DoorDash, Grub Hub, Uber Eats ect.) may not qualify for bonus points under Local Rewards. Local Rewards is part of the SESLOC Rewards program; see for complete terms, conditions, restrictions and eligibility that apply. For any questions regarding Local Rewards, contact SESLOC Credit Union.
2. The SESLOC Rewards program (“Program”) is a service provided by SESLOC Credit Union (“Sponsor”) and managed by ampliFI Loyalty Solutions, LLC (“Administrator”). Participation in the Program is exclusive to those who have a current HomeFREE CheckingTM debit card or a SESLOC Visa Signature® Rewards credit card issued by the Sponsor. There is no pre-registration required. By making eligible transactions with a HomeFREE Checking account debit card and the SESLOC Visa Signature Rewards credit card, the cardholder is accepting the terms and conditions of the Program. See for Program terms and conditions. You retain the option to utilize these services as long as you are a HomeFREE Checking or SESLOC Visa Signature Rewards cardholder. Subject to terms and conditions. Sponsor and Administrator reserves the right to modify, expand, discontinue, or retire any part of the program at any time.

Not a member yet?

Join today and get access to Local Rewards, plus more. See why it’s great to be a member »

Or, call us at (805) 543-1816 or visit any branch.