Local Business

Local Rewards: Shop at Central Coast Businesses and Earn More

Local Rewards

People wine tasting on the central coast

Local Rewards

Local Rewards

Show some local love.
Get some love back.

Local businesses are the heartbeat of the Central Coast community. That’s why we’re giving an added benefit for shopping local.

With our Local Rewards¹ program, eligible cardholders earn more points per dollar when they shop at participating businesses. From amazing retailers to restaurants, wineries, grocery stores and beyond, choose to spend where you earn more.

Woman using her SESLOC Rewards card at a local business.

Earn 1.5x in bonus points

at participating local businesses.

Local Rewards is part of the SESLOC Rewards² program. It’s simple:

  1. Earn points on your HomeFREE CheckingTM debit card and our Visa Signature® Rewards credit card purchases.
  2. Earn even more points when you shop locally at participating businesses listed below.
  3. Redeem points for jaw-dropping sporting events, super cool stuff and some serious travel at seslocrewards.org. Or, get cash back, fuel rewards or Pay With Points for eligible purchases.
  4. Helping to boost our local economy? Check!

Please Note: Local Rewards bonus points may take up to 10 days to be posted to your SESLOC Rewards account.

Earn Bonus Points

at these participating businesses

We are introducing the Local Rewards program in our communities with just a few select businesses, but will add more this year from all over the Central Coast. Special thanks goes to the businesses below for launching with us.

Cal Poly Ticket Office

The Cal Poly Ticket Office sells tickets for all ticketed events on the campus of Cal Poly San Luis Obispo. This includes the Cal Poly Mustangs sporting events, Performing Arts Center San Luis Obispo and much more!

Cal Poly Ticket Office

San Luis Obispo  |  (805) 756-4849

Crushed Grape Wine and Gifts

SPECIAL OFFER: Mention you are a SESLOC member for 10% off your total!

The Crushed Grape has been in business sending “smiles across the miles” since 1986. We specialize in San Luis Obispo County food products and wines from our local farmers ranchers and indivduals. We deliver daily locally and ship nationwide, offering gifts for all occasions: birthdays, anniversarys, thank yous, or just to say hello.

Crushed Grape Logo

San Luis Obispo  |  (805) 544-4449

Farm Supply Company

Farm Supply Co. is a farmer-owned cooperative proudly serving the Central Coast’s farm, home and ranch needs for over 70 years. Whether you’ve got 100 rolling acres or a small patio, Farm Supply has everything you need for the farmer in you.

Farm Supply Company

San Luis Obispo location only  |  (805) 543-3751

Firestone Grill

For more than 30 years, Firestone Grill has been barbecuing the best tri-tip on the Central Coast hands down. Stop in for our burgers, pulled pork, chicken tenders or veggie burgers. If you have a large group, we have plenty of seating with one of your favorite games on one of our huge TV’s and a welcoming patio. And now, we have online ordering thru ChowNow, available through our website at FirestoneGrill.com.

Firestone Grill San Luis Obsipo

San Luis Obispo location only  |  (805) 783-1001

Hand’s Gallery

We are a contemporary craft gallery located in the heart of Downtown San Luis Obispo. We have been proudly representing local, national and international artists for over 30 years.

Hands Gallery San Luis Obispo

San Luis Obispo  |  (805) 543-1921


At Junkgirls, we have been creating unique Art, Lighting, Furniture, Jewelry and Home Décor for the past 12 years using recycled, repurposed, vintage, antique and found items.


San Luis Obispo  |  (805) 439-0213

Miner’s Ace Hardware

The majority of Ace Hardware stores are independently owned and operated by local entrepreneurs. These hard working men and women are part of the fabric of your community. They are small business owners who are local and loyal…just like it ought to be. While others have become large and impersonal, at Ace, we’ve remained small and very personal.

Miner's Ace Hardware

San Luis Obispo  |  (805) 439-0158

Moondoggies Beach Club

Moondoggies Beach Club is a locally-owned surf shop established in 1986 in San Luis Obispo. With two SLO county locations, we proudly offer the finest surf apparel and equipment for ocean sports and the beach lifestyle. We welcome you to join the Club.


San Luis Obispo: (805) 541-1995  |  Pismo Beach: (805) 773-1995

Pizza Republic

We are a fast-casual Italian eatery. We specialize in house-made pizzas, pastas, salads and sandwiches. We strive to use organic and local ingredients when possible. All of our pizza dough, breads, sauces, dressings and desserts are made in-house daily from scratch. We love what we do and we love our community!

Pizza Republic logo

San Luis Obispo  | (805) 543-4825

SLO Donut Company (SloDoCo)

At SloDoCo, you can pick from over 100 different donuts. Every. Single. Day. With a wide variety of options, we truly make something for everyone.


San Luis Obispo  | (805) 782-9766


Shalimar represents the best in Indian Cuisine. We believe in doing things the Shalimar Way, which means making No Compromises when it comes to quality. We present to you the most authentic South Asian menu. Tandoori dishes cooked fresh in traditional clay oven. Our World famous “Salans” Curries – a wondrous admixture of exotic spices. Vegetables, Naan Breads, Basmati Rice and delicious desserts.

From the moment you walk in, Shalimar promises you a wonderful experience of simplicity and great taste. So sit back, relax and enjoy the great experience.

Shalamar logo

San Luis Obispo  | (805) 781-0766

Spencer’s Fresh Markets

Spencer’s is a Locally Owned and Operated Grocery Store where Freshness is Local. We offer a large selection of wines from our local vintners and wineries, produce from many of our local area growers, fresh meats from Harris Ranch, bakery products and more.

Spencer Fresh Market

Santa Maria: (805) 937-3703  |  Morro Bay: (805) 772-8103 

Spyglass Inn Restaurant

With great food and breathtaking views, the Spyglass Inn Restaurant has been a favorite for locals and travelers alike since 1984. Join us in Shell Beach for a simple causal meal, a family meal, a social celebration, or a business function. You will find the food, the service and the ambience to your complete satisfaction. 

Spyglass Inn restaurant

Shell Beach | For Reservations Call: (805) 773-1222

Local Rewards

Tell us:

Where do you like to shop locally?

We asked. Members answered.

Our recent Member Pulse Surveys uncovered key insights that helped us build the Local Rewards program. Plus, take a look at Pay With Points, a nifty way to redeem points via text message. 

Local Insights: 2021 Local Shopping

Local Insights: 2021 Local Shopping

In October 2021, we sent out our second Member Pulse Survey, where we asked our valued SESLOC members about their local shopping and spending habits. 853 responded, revealing four key insights into local spending:

read more
Local Insights: 2020 Holiday Shopping

Local Insights: 2020 Holiday Shopping

In January 2021, we sent out our first ever Member Pulse Survey where we asked our valued SESLOC members about their shopping trends and habits over the recent holiday season. 885 responded, revealing five key takeaways into local spending. Read up to see how you can take action to tackle holiday debt or prepare for the 2021 season:

read more
1. Local Rewards bonus points are earned on purchases made at participating Local Businesses only. Participating Local Businesses (“merchants”) are subject to change at any time without notice. Participation in Local Rewards does not constitute an endorsement on the part of either the merchant or SESLOC Federal Credit Union. Purchases made at participating merchants processed through third-party services (e.g. DoorDash, Grub Hub, Uber Eats ect.) may not qualify for bonus points under Local Rewards. Local Rewards is part of the SESLOC Rewards program; see seslocrewards.org for complete terms, conditions, restrictions and eligibility that apply. For any questions regarding Local Rewards, contact SESLOC Federal Credit Union.
2. The SESLOC Rewards program (“Program”) is a service provided by SESLOC Federal Credit Union (“Sponsor”) and managed by ampliFI Loyalty Solutions, LLC (“Administrator”). Participation in the Program is exclusive to those who have a current HomeFREE CheckingTM debit card or a SESLOC Visa Signature® Rewards credit card issued by the Sponsor. There is no pre-registration required. By making eligible transactions with a HomeFREE Checking account debit card and the SESLOC Visa Signature Rewards credit card, the cardholder is accepting the terms and conditions of the Program. See seslocrewards.org for Program terms and conditions. You retain the option to utilize these services as long as you are a HomeFREE Checking or SESLOC Visa Signature Rewards cardholder. Subject to terms and conditions. Sponsor and Administrator reserves the right to modify, expand, discontinue, or retire any part of the program at any time.

Not a member yet?

Join today and get access to Local Rewards, plus more. See why it’s great to be a member »

Or, call us at (805) 543-1816 or visit any branch.

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