TODAY’S RATES
BOOST TO EVERYDAY SAVINGS¹
offered on Primary Share Savings
3.56%
On the first $1,000.
Home Equity
Loans ²
fixed rate as low as
7.146%
for a 20-year closed-end home equity loan.
Business Auto
Loans ³
as low as
6.74%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
Save Big, Earn Big! Now offering more dividends on higher balances, for select share certificates. Learn More »
- Protect Yourself From Scams -
Explore the
SESLOC Fraud Center
Current incidents affecting SESLOC Membership:
MEMBER ADVISORY: Phone Spoofing Scam Requests Confidential Information from SESLOC Members
SESLOC members have reported receiving fraudulent phone calls from scammers claiming to be from the credit union and using our phone number in the caller ID. These calls are fake – please do not give a caller any information, hang up immediately.
Setting up a
Direct Deposit
is now even easier!
Quickly establish or move your paycheck or other direct deposit to SESLOC in just a few clicks in Online Banking—no need to contact your employer.
We love our community.
Thank you for voting for us.
This is our 18th year of being ranked #1 by New Times readers, and Santa Maria Times readers also voted SESLOC the BEST bank or credit union & wealth management in Santa Maria.
DON’T TAX MY
CREDIT UNION.
Send a message to your U.S. Representative and Senators now and tell them to oppose any effort to add a tax on credit unions.
Enjoy a Boost to
Your Savings
ENJOY A BOOST TO YOUR SAVINGS
We know every dollar counts. That’s why we’re now offering more dividends on the first tier of deposit balances in your personal Primary Share Savings account. Why? Because we love to help SESLOC Members Save.
3.56%
on the first $1,000 in your Primary Share Savings account.¹
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Teena Colebrook Honored with SESLOC Cares for Community Award for Work With CAPSLO
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Amber Nieslanik Named SESLOC Young Changemaker for Service Animal Training for Veterans and First Responders
SESLOC Credit Union is proud to honor Amber Nieslanik as a SESLOC Young Change Maker. Amber earned the award...
Celebrating the People
Who Make the Central Coast the Best Place to Live
SESLOC Cares for Community Award
In partnership with NewsChannel 12, each month we select one nonprofit to nominate a volunteer who goes above and beyond to give back to their community.
Teena Colebrook Honored with SESLOC Cares for Community Award for Work With CAPSLO
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive....
SESLOC Young Change Makers Award
In partnership with Wild 106.1, each month we honor a young resident who volunteers or uses their entrepreneurial spirit to drive change.
Amber Nieslanik Named SESLOC Young Changemaker for Service Animal Training for Veterans and First Responders
SESLOC Credit Union is proud to honor Amber Nieslanik as a SESLOC Young Change Maker. Amber earned the award...
NOW IT IS EASIER TO EARN A
Level Up Savings Point
We’ve lowered the deposit balance requirement to just $5,000+.
The Level Up Member Benefits Program (“Program”) is automatically available to select consumer memberships. Visit sesloc.org/level-up, call us, or visit any branch for complete terms, conditions, restrictions and eligibility.
Life happens.
SESLOC Instant Funds loans are here to help.
With a Life Event or Smart Payday Loan, you could get funded in less than 60 seconds, even on nights and weekends. (Terms and conditions apply, click “Learn More” for complete details.)
Drive Your Business Forward
Basic Business Vehicle Loans are now more affordable.
A must-have for all Mustangs.
Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™
Same benefits. Same rewards.
But now, pay with Cal Poly pride.
The best place to bank
is not a bank.
It's here. At SESLOC.
Take it To Go
For an optimal Online Banking experience, download the SESLOC mobile app.
SESLOC Business Services
Local. Stable. Flexible.
Get Buying Power
It’s time to purchase your Central Coast dream home.
Featured Stories from SESLOC News+
Our latest events, community stories and tips to boost your financial IQ
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Education Grant Helps Ocean View Elementary Minds Bloom
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Happening Now at SESLOC
Join us for these upcoming member education opportunties, events and celebrations.
Financial Webinars
Free and open to the public
The start of a new school year can be an exciting time. Whether it’s the first day of elementary school or the transition to college, there is much to prepare for! However, back-to-school excitement brings back-to-school costs. Join our partners at GreenPath Financial Wellness for a free webinar packed with tips to save on back-to-school costs and manage unexpected expenses.
July 16, 11:00 a.m.
Events & Celebrations
 |
I Love My Credit Union DayFriday, July 25, 2025 |
Holiday Closures
Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
