2-YEAR CERTIFICATE
special ¹

offered on Consumer, Business
or IRA Share Certificates
2.32%
Minimum opening deposit of $1,000 for Consumer and Business accounts, and $500 for IRA accounts.

Home Equity
Loans ²

fixed rate as low as
6.638%
for a 20-year closed-end home equity loan.

Business Auto
Loans ³

as low as
5.99%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
a Couple in an airport is traveling with their SESLOC Visa Rewards credit card.

Special Intro Offer

Earn 25,000 bonus points

when you spend $2,500 in the first 60 days after opening your SESLOC Visa Signature® Rewards credit card.

SESLOC Visa Rewards credit card
sugar cookies

Make the holidays a little sweeter with

Skip A Pay

You could skip one payment this November or December

Celebrating 80 Years

of serving the Central Coast

Join us at the branch for special treats and giveaways
at our monthly pop-up Member Appreciation Days.

80 years
80 years
Celebrating 80 Years

of serving the Central Coast

Join us at the branch for special treats and giveaways at our monthly pop-up Member Appreciation Days.

Take it To Go

For an optimal Online Banking experience, download the SESLOC mobile app.

Business

SESLOC Business Services 

Local. Stable. Flexible.

Home Sweet Home

Get Buying Power

 

It’s time to purchase your Central Coast dream home.

awarded to Central Coast schools.

SESLOC members strong.

awarded to money savers.

Featured Stories from SESLOC News+

Our latest events, community stories and tips to boost your financial IQ

2022 Year-End Tax Tips

2022 Year-End Tax Tips

Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it’s your money at stake.
Though there’s no foolproof way to handle the ups and downs of the stock market, the following common sense tips can help.

read more
Happening Now at SESLOC

Join us for these upcoming member education opportunties, events and celebrations.

Financial Webinars

Free and open to the public

GreenPath Webinars

GreenPath Webinar: What it is & How to Protect Yourself

December 7, 10:00 – 11:00 a.m.

This webinar will bring you up to speed on identity theft, inform you of common scams and pitfalls to avoid, and offer methods to protect yourself against identity theft. In an age where we are increasingly connected through technology, protecting your devices and your online presence is vital.

Events & Celebrations

SESLOC 80 year anniversary

Celebrating 80 Years of Awesome

1942-2022
We’re celebrating 80 years as the longest-established credit union on the Central Coast. See all activities.

Holiday Closures

Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures. 

Call for Board of Director Nominations

Each spring, SESLOC members select Directors to lead our Credit Union. From October 3, 2022 – November 14, 2022, we are accepting applications for nominations for qualified members who are willing to volunteer as Credit Union directors in a governance capacity for a three-year term.

See Qualifications and Get Application »

* APR = Annual Percentage Rate. All loans subject to credit approval and other underwriting criteria; not every applicant will qualify. APR and terms vary based on credit worthiness and other conditions.
** APY = Annual Percentage Yield. See terms and conditions.
†. Special offer is to receive 25,000 in bonus points when you spend $2,500 on purchases with the Visa Signature Rewards credit card within the first 60 days from account opening. The Special Offer is subject to cancellation at any time, without notice. The Special Offer is only applicable on purchases made with your Visa Signature Rewards credit card. Contact (805) 543-1816 for the most current information.
1. The Annual Percentage Yield (APY) is effective as of 10/20/2022, is subject to change at any time without prior notice and will be determined and fixed for the term of a 2-year share certificate at account funding. This offer is valid for Consumer, Business and Traditional, Roth and SEP IRA accounts. Deferred Compensation accounts are excluded from this offer. Required minimum opening deposit of $1,000 for Consumer and Business accounts, and $500 for IRA accounts. Any withdrawals, including fees, will reduce earnings on the account. Early withdrawal penalties and additional restrictions may apply. Visit any SESLOC branch office for details.
2. See all current mortgage rates at www.sesloc.org/rates. Rates subject to change without notice. Advertised interest rates and APRs are considered base rates.  All specific interest rates and APRs, as well as other terms and conditions are disclosed during the application process. Example shown is for a fixed rate 20-year closed-end home equity loan. Payment Example: For a fixed rate equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.50% (APR 5.751%*), the estimated monthly payment would be $687.89. Payment example excludes taxes and insurance.  Actual payment will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples. 
3. New Vehicles for years 2022 and 2021. Payment Example: A $30,000 loan, at 6.75% APR for 60 months would have an estimated monthly payment of $590.05. Rates are based on credit score and specific vehicle qualifications. Financing available up to 95% of MSRP or Retail Kelley Blue Book. Financing is subject to SESLOC membership, credit approval and other underwriting criteria; not every applicant will qualify. Restrictions may apply.
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