TODAY’S RATES
BOOST TO EVERYDAY SAVINGS¹
offered on Primary Share Savings
3.56%
On the first $1,000.
Home Equity
Loans ²
fixed rate as low as
7.655%
for a 20-year closed-end home equity loan.
Business Auto
Loans ³
as low as
7.09%
for a new vehicle with less than 12,000 miles with a term up to 60 months.
Save Big, Earn Big! Now offering more dividends on higher balances, for select share certificates. Learn More »
Enjoy a Boost to
Your Savings
We know every dollar counts. That’s why we’re now offering more dividends on the first tier of deposit balances in your personal Primary Share Savings account. Why? Because we love to help SESLOC Members Save.
3.56%
on the first $1,000 in your Primary Share Savings account.¹
Oh dear! Is your holiday budget stretched thin?
Skip A Pay
can help free up cash for the holidays.
Go ahead. Skip an eligible loan payment this November or December.
Friday, December 27, 2024 is the last day to submit a form.
SESLOC Reduces Overdraft Fees for Consumer and Business Members
Helping Members Save Today, and Everyday
SESLOC is pleased to announce, that as of Friday, November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our entire membership community. These savings will be extended to all members, but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
See a summary of these recent changes, or explore Basic Checking, which has been offering no overdraft, NSF or check-cashing fees.
NOW IT IS EASIER TO EARN A
Level Up Savings Point
We’ve lowered the deposit balance requirement to just $5,000+.
The Level Up Member Benefits Program (“Program”) is automatically available to select consumer memberships. Visit sesloc.org/level-up, call us, or visit any branch for complete terms, conditions, restrictions and eligibility.
Introducing a new valuable resource to help members strengthen their financial security and stop potential fraud.
- Protect Yourself From Scams -
Explore the new
SESLOC Fraud Center
Life happens.
SESLOC Instant Funds loans are here to help.
With a Life Event or Smart Payday Loan, you could get funded in less than 60 seconds, even on nights and weekends. (Terms and conditions apply, click “Learn More” for complete details.)
Drive Your Business Forward
Basic Business Vehicle Loans are now more affordable.
A must-have for all Mustangs.
Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™
Same benefits. Same rewards.
But now, pay with Cal Poly pride.
The best place to bank
is not a bank.
It's here. At SESLOC.
Take it To Go
For an optimal Online Banking experience, download the SESLOC mobile app.
SESLOC Business Services
Local. Stable. Flexible.
Get Buying Power
It’s time to purchase your Central Coast dream home.
Featured Stories from SESLOC News+
Our latest events, community stories and tips to boost your financial IQ
’Tis the Season for Savings
Savings? That’s right! While you may be spending more this time of year to celebrate the holidays,...
Get Ahead in 2025: The Financial Checklist to Start Strong
Ready to take control of your finances in the new year? Jumpstart your journey with this simple 11 step financial wellness action plan!
7 Tips for Banking on the Go
Manage your accounts any time, anywhere with Online Banking and the Mobile App. You might already know you can pay your bills or transfer money, but did you know about these five handy tools?
Happening Now at SESLOC
Join us for these upcoming member education opportunties, events and celebrations.
Financial Webinars
Free and open to the public
So, you recently received a promotion, a bonus or started a new job with a higher salary, you may find yourself—whether consciously or subconsciously—spending more on material items. This is called lifestyle creep, learn more about this common occurrence and ways to avoid it at our upcoming webinar.
Passing down prosperity or generational wealth – money and assets passed down through families – is vital for a strong community, however, many barriers including race, gender, and income keep people caught in a cycle of debt, preventing them from creating a lasting financial legacy. Join us for an insightful webinar where you will learn how to make decisions to invest in yourself and the future generation, to build a stronger financial future.
January 22, 10:00 a.m.
Webinars From the Vault: The Psychology of Spending
Watch online
In The Psychology of Spending, we talk about the role of psychology in how we spend. Presented March, 22, 2023 by Vincent Delgado, Education Outreach Manager.
Events & Celebrations
SESLOC Festival of Lights at the Santa Maria Parade of LightsBroadway, Santa Maria |
Holiday Closures
Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures.