Interest affects your mortgage payments in a big way, and not understanding how it works can negatively impact your path to home ownership.
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Featured
Jenn Foss Named SESLOC Young Change Maker for Southern California Horse Rescue Efforts
Jenn Foss is an Atascadero business owner, dirt bike rider, and is well known for her support of community events. However, one of her greatest achievements was organizing a supply drive for those affected by the Southern California wildfires and rescuing two ponies from the burn zone
Five Ways to Keep Your Financial Freedom
By being smart about your spending, maintaining your budget and maximizing your resources, you can enjoy the benefits of financial freedom all summer long.
The Difference Between Small Business Grants and Loans
Small Business Grants and Loans are entirely different from one another, each having different long-term considerations you must weigh.
How to Identify Phishing Scams and Imposter Scams
Have you ever gotten a phone call, email, or text message with an urgent notice about your bank account or credit card? Are they trying to get immediate information from you, including your address, card number, online banking password, or Social Security number? This...
What’s the Difference Between a HELOC and Home Equity Loan?
Which is better for your situation: a Home Equity Lines of Credit and Home Equity Loans? Here’s what you need to know about each.
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Education Grant Helps Ocean View Elementary Minds Bloom
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Four Tips to Make Auto Buying Easy
In today’s economy, buying a car the car buying process may seem more stressful than ever because of the expense. According to Experian data from the fourth quarter of 2024, the average new car buyer pays around $747 in car payments per month, while the average used...
Recent News
2025 in Review: Going Above and Beyond to Better Serve Member-Owners
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
SESLOC Preferred Dealer Program Expands to Fresno County
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.
Say Hello to Your NEW Level Up Dashboard
Log into Online Banking and look for the Level Up dashboard to see your current points and benefits in our easy-to-read charts.
SESLOC Members Break Shred Day Record in Tenth Year
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.
SESLOC Expands Commercial Real Estate Lending Territory Across Central & Coastal California
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.