Ready to take control of your finances in the new year? Jumpstart your journey with this simple 11 step financial wellness action plan!
How can we help?
Or try these resources:
Financial Basics
Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
Staycation or Vacation? How to Choose the Best Option for Your Wallet
Deciding between a staycation and a vacation? To make the best choice, it is essential to consider the value, costs and unique advantages of each. Here is a breakdown of the expenses and benefits to help you choose the option that best suits your needs.
Money-Saving Tips for Family Travel
Looking to whisk your kids away on the adventure of a lifetime? We get it, that can be a bit overwhelming, with the extra details and costs that come along with family trips. But fear not! With a bit of early planning and a carefully crafted budget, you can arrange a wonderful vacation that will not drain your pockets. Check out these money-saving tips to help turn those travel dreams into long-lasting family memories.
From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
Finish Strong: End of the Year Money Moves for 2024
As the year comes to a close, it is essential to address your financial needs before the holiday rush begins and set yourself up for a successful 2025. Here are four steps to help you establish a solid financial foundation and enjoy a stress-free start to the new year.
5 Tips to Maximize Your Travel Rewards for the Holidays
It is almost the end of the year which means many of us are busy planning our holiday travels. Let’s face it, traveling during the holidays can be costly. But the good news is you can make the most of the points and miles you have accumulated throughout the year to help reduce those costs. Here are 9 tips to help you use them effectively and save on your holiday adventures.
8 Financial Tips for Long-Term Travel
Is extended travel throughout the world on your bucket list? Here are 7 ways to save and manage your money to make that dream come true.
5 Resources Available to Spanish-Speaking Members
SESLOC is dedicated to serving and supporting our local Hispanic community by developing products and services that enhance financial literacy and planning. In line with this commitment, here are five Spanish financial resources that cater to the specific needs of our Hispanic members.
Buy Now, Pay Later: The Cost of Convenience
“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting how appealing these services are to consumers.
Saving Strategies: Building an Emergency Fund and Planning for Future Expenses
Saving money is essential for financial stability and preparedness. One of the first steps in saving is to build an emergency fund to cover unexpected expenses like medical bills or car repairs. Here are a few tips for building an emergency fund and planning for future expenses.
Recent News
Celebrating National Cybersecurity Awareness Month with Tips Keeping You Safe
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.
SESLOC Makes Emergency Loans Available After Government Shutdown
In the Credit Union spirit of “People Helping People,” we’re launching an Emergency Loan program designed to help members affected by the 2025 U.S. Federal Government Shutdown
From Your CEO: Protecting Your Account and Personal Information is Always a Top Priority – Fall 2025
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.
SESLOC Keeps Growth Trajectory with Prestigious 2025 Awards
SESLOC was honored with two awards: The 2025 Pacific Coast Business Times list of “Fastest Growing Companies” and a Bauer 5-Star rating.
Recent Expansion of our Home Equity Line of Credit Program
SESLOC is making it possible to access more of the value in your homes, giving you more options to unlock cash when you need it.