Here are five steps to take to boost your financial health and reduce your worries this summer.
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Financial Basics
Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
$mart Summer Travel: 7 Ways to Save (and Still Have Fun!)
Few things stoke wanderlust like longer days and warmer temps. But before you deep dive into summer travel — and your wallet — check out these tips that can help you have fun in the sun without breaking the bank.
How Healthy is Your Housing Budget?
Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing?
Five Tips for Retirement Planning
Here are five things you can do to put your best foot forward in this next phase of your life.
Good Credit Habits to Protect Your Financial Future
Periodically reviewing your credit report and credit score is an important step to better protect and improve your financial health. Follow these tips to develop good credit habits throughout the year that will help you stay on track with your goals and protect your identity.
IRS De-stress: 5 Tips for Last Minute Taxpayers
If you’re in the company of 25% of Americans who wait until the last minute to file your taxes, don’t panic. Here are five suggestions for filing in the final hour.
Protecting Your Loved Ones from Elder Fraud
Financial exploitation is a reality many seniors face, especially in the age of online scams. Here are actions you can take to help financially safeguard your loved ones. So what can you do to help prevent elder fraud?
GreenPath Debt Management Plans Reduced Member Debt by 36% in 2022
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
Splurge or Save: Dorm Room Edition
That first move into a college dorm room is exciting, but preparing for it can be overwhelming. You’ve got a long shopping list, limited space, and a limited budget — what items are really worth the cost and what items should you try to save money on?
Recent News
FAQs: Level Up Member Benefits Program
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC Takes Home Two Top Honors
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
2024 Shred Days Smash Records While Supporting the Local Community
SESLOC’s 2024 Shred Day events break nine years of records by serving 746 visitors and shredding nearly 42,000 pounds of paper! Thanks to our members who attended the events at our San Luis Obispo, Atascadero, Arroyo Grande, Paso Robles and Santa Maria branches, plus our new Lompoc event location. In total, we recycled 133 total bins with about 21 tons of shredded paper— saving 357 trees, 147,000 gallons of water, 63 cubic yards of landfill space, and 84,000 kilowatts of electricity!
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.