While owners of vulnerable transaction terminals try to secure their devices, and law enforcement continues to shut down these criminal enterprises, you can also play a part in stopping card fraud and identity theft. Follow these steps to detect when a card terminal may be at risk, and if you see something, say something!
It’s up to each of us to do our part in protecting information and keeping it out of the hands of cybercriminals. Following are some helpful tips for you to remember while traveling, transitioning back to the office, working remotely, and protecting your digital home.
We want to alert you to social media scams that you may not be thinking about. Being alert to potential scams is the best way to protect yourself against fraud and identity theft.
Recently, the first payments for the Child Tax Credit Advance from The American Rescue Plan Act of 2021 went out to qualified recipients. Shortly after, the IRS warned recipients about an increasing number of social engineering scam attempts.
According to this article posted by the Federal Trade Commission (FTC), “The FTC knows that people who talk about scams are much less likely to fall for them. So, when people of any age are on their own too much, they don’t have the chance to talk things out. And when scammers — who are calling, emailing, and texting — might be a person’s main source of contact, nothing good happens next.”
“Home Title Theft” or “Deed Fraud” has received a lot of attention lately and sounds as scary as it actually is. Let’s take a look at what defines Home Title Theft and just how prevalent it really is.
Tax season is here again. e-Filing your return is convenient, secure, and allows your payment to process or refund to be deposited quicker than when filing by mail. Instructions for finding your SESLOC account information for withdrawal or deposit are below, as well as information on how to set up a custom alert to notify you when the IRS processes it.
The Criminal Investigation (CI) unit is a special criminal division of the IRS. The CI is tasked with investigating and uncovering tax-related crimes and prosecuting these cases. Each year the CI provides the IRS an annual report detailing the work of the CI and highlighting their successes and enforcements related to tax and financial crimes.
In today’s world it is more important than ever to focus on the things that we can control to better safeguard our financial future. It’s easy to get complacent, lulled into a false sense of security, when there are many other more urgent things to think about.
Sweetheart scams, also known as romance scams, are becoming increasingly common as people seek out connections online. The FTC reports that Americans lost over $209 million to sweetheart scams in 2019 — which is 40% more than reported the previous year.
At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.